# Germain Law Group, P.A. > Get the latest updates and news from [firm] --- ## Pages - [Volusia County](https://www.germainlawgroup.com/florida/volusia-county/): Having issues with your property damage claim? Contact property insurnace attorney Michael Germain in Volusia County, FL. - [Monroe County](https://www.germainlawgroup.com/florida/monroe-county/): Was your property insurance claim disputed or denied? Find an argument for coverage with Florida Keys lawyer Michael Germain in FL. - [Osceola County](https://www.germainlawgroup.com/florida/osceola-county/): Osceola County is prone to property damage by floods, hurricanes, and more. Learn how you can recover from Florida property damage attorney. - [Seminole County](https://www.germainlawgroup.com/florida/seminole-county/): Seminole County, like most of Florida, is vulnerable to property damage due to hurricanes, tornadoes, etc. FL property claims lawyer. - [Taylor County](https://www.germainlawgroup.com/florida/taylor-county/): Was your home or business damaged by a hurricane, tornadoe, flood, etc? Get in contact with Taylor County attorney Michael Germain in FL - [Wakulla County](https://www.germainlawgroup.com/florida/wakulla-county/): Fighting your insurance company? Don't waste another breath and instead call Wakulla County property insurance lawyer Michael Germain in FL. - [Walton County](https://www.germainlawgroup.com/florida/walton-county/): Insurance should have your back and help you recover. If you're having issues with your insurer, call Walton County lawyer Michael B. Germain - [Washington County](https://www.germainlawgroup.com/florida/washington-county/): Was your property insurnace claim denied? Learn how you can recover from Washington County property claims lawyer Michael Germain in FL. - [Lee County](https://www.germainlawgroup.com/florida/lee-county/): Lee County - [Levy County](https://www.germainlawgroup.com/florida/levy-county/): Levy County insurance lawyer Michael B. Germain practices in Fort Meyers and helps policyholders with their property damage claims. - [Dixie County](https://www.germainlawgroup.com/florida/dixie-county/): Michael B. Germain is a property insurance attorney whose helped hundreds of policyholders get the coverage they need in Dixie County, FL - [Charlotte County](https://www.germainlawgroup.com/florida/charlotte-county/): Insuers who deny covered property damage claims are liable for breaching contract. Learn more from Charlotte County attorney in FL. - [Collier County](https://www.germainlawgroup.com/florida/collier-county/): If your property insurnace is denying your claim, call Michael Germain an experienced insurnace dispute lawyer in Naples, Florida. - [Flagler County](https://www.germainlawgroup.com/florida/flagler-county/): Insurance companies denying claims without a reason can be seen as a breach of contract. Learn more from Flagler County attorneys in FL. - [Franklin County](https://www.germainlawgroup.com/florida/franklin-county/): Property insurnace companies disputing or denying claims under policy can be held accountable. Learn more from Franklin County attorney. - [Gulf County](https://www.germainlawgroup.com/florida/gulf-county/): Insurance companies should compensate you if your property has been damaged. Port St. Joe attorney explains it all in Florida. - [Hernando County](https://www.germainlawgroup.com/florida/hernando-county/): Property insurance is vital. If your insurer is disputing your claim it's important you look at your options in the Hernando County, FL area. - [Indian River County](https://www.germainlawgroup.com/florida/indian-river-county/): Insurnace should have your back, not cause stress. If you're having issues with a claim, contact Indian River County attorney Germain. - [Holmes County](https://www.germainlawgroup.com/florida/holmes-county/): Property insurance is important & if your insurer won't provide compensation, you have options. Learn more from Holmes County attorney in FL - [Jackson County](https://www.germainlawgroup.com/florida/jackson-county/): Jackson County attorney Michael B. Germain assists policyholders who are having issues with their property damage insurance in Florida. - [Jefferson County](https://www.germainlawgroup.com/florida/jefferson-county/): Having issues with your property insurance? Are they disputing or denying your claim? Learn legal options from a Jefferson County attorney. - [Lake County](https://www.germainlawgroup.com/florida/lake-county/): Is your insurance disputing or denying your claim? Find out your legal options from Lake County insurance lawyer Michael Germain in FL. - [Calhoun County](https://www.germainlawgroup.com/florida/calhoun-county/): Insurance should help you, not stress you out. Find out what to do if your insurance claim was denied by Calhoun County attorney in FL. - [Citrus County](https://www.germainlawgroup.com/florida/citrus-county/): Insurance claims should be investigated. If your claim was denied without reason, find out how to recover from Citrus County attorney in FL. - [DeSoto County](https://www.germainlawgroup.com/florida/desoto-county/): Did your insurance deny or dispute your claim? Find out your rights & how to collect with insurance coverage attorney in DeSoto County, FL. - [Miami-Dade County](https://www.germainlawgroup.com/florida/miami-dade-county/): Insurance should help you, not stress you out. If your insurance is denied your claim, learn how to recover Miami-Dade County attorney in FL. - [Sarasota County](https://www.germainlawgroup.com/florida/sarasota-county/): If your insurance has disputed or denied your covered claim, learn how you can recover with insurance attorney in Sarasota County, FL. - [Bay County](https://www.germainlawgroup.com/florida/bay-county/): Are you experiencing issues with your insurance? Consult with claims attorney [firm] to learn how you can recover in Bay County, Florida. - [Brevard County](https://www.germainlawgroup.com/florida/brevard-county/): If your insurance company has denied your claim without reason, then get in contact with [firm] for an claims attorney in Brevard County, FL. - [Manatee County](https://www.germainlawgroup.com/florida/manatee-county/): Has your insurance claim been disputed or denied? Learn what you can do to get compensated from Manatee County insurance attorney in FL. - [Orange County](https://www.germainlawgroup.com/florida/orange-county/): Your insurer should cover your losses, not add to your stress. If you’re having issues with your insurance, consult [firm] Orange County, FL. - [Polk County](https://www.germainlawgroup.com/florida/polk-county/): Your insurance should have your back. If you’re having issues with your insurer in Polk County, then you should consult [firm] in Florida. - [Examination Under Oath (EUO)](https://www.germainlawgroup.com/insurance-law/examination-under-oath-euo/): If you have received an Examination Under Oath letter from your insurance company don't panic. Call the Tampa attorneys of Germain Law Group. - [Disclaimer](https://www.germainlawgroup.com/disclaimer/): Disclaimer The information provided on this site is for general information purposes only. The information you obtain at this website is not, nor is it | - [Privacy Policy](https://www.germainlawgroup.com/privacy-policy/): Privacy Policy What personal data we collect and why we collect it Comments When visitors leave comments on the site we collect the data shown in the | - [Burst Pipes](https://www.germainlawgroup.com/insurance-law/property-damage-claims/water-damage/burst-pipes/): When a pipe bursts it can create devastating damage to your home. Insurance attorney at [firm] discusses how to file a water damage claim in Tampa, FL. - [Construction](https://www.germainlawgroup.com/insurance-law/general-liability-insurance/construction/): Insurance attorney explains what to do as a construction company or contractor when your liability insurance denies coverage in Tampa, Florida. [phone] - [Denial of Claim](https://www.germainlawgroup.com/insurance-law/property-insurance/denial-of-claim/): Why was my claim denied for no reason? Insurance attorney at [firm] explains why your insurance company may be acting suspiciously in Tampa, Florida. - [Denied Defense](https://www.germainlawgroup.com/insurance-law/general-liability-insurance/denied-defense/): Did your liability insurance deny you a defense for no reason? Tampa attorney at [firm] explains how they could be acting in bad faith in Tampa, FL - [Denied Indemnification](https://www.germainlawgroup.com/insurance-law/general-liability-insurance/denied-indemnification/): Your liability insurance should pay if a lawsuit ends in a settlement. Insurance attorney at [firm] explains why insurers deny indemnification in Tampa, FL. - [Ensuing Loss](https://www.germainlawgroup.com/insurance-law/property-damage-claims/ensuing-loss/): Your insurance may deny your claim because it’s considered an “ensuing loss.” Insurance attorney at [firm] explains what an ensuing loss is in Tampa, FL. - [Damage in Excess of Policy Limit](https://www.germainlawgroup.com/insurance-law/general-liability-insurance/damage-in-excess-of-policy-limit/): Insurance attorney at [firm] explains why insurers state your damages are in excess of policy limits, the consequences and what to do next in Tampa, FL. - [Failure to Pay Full Amount of Loss](https://www.germainlawgroup.com/insurance-law/property-insurance/failure-to-pay-full-amount-of-loss/): What happens when your insurance runs out of coverage? Lawyer at [firm] explains what you can when your insurer fails to pay your losses in Tampa, FL. - [Home or House Insurance](https://www.germainlawgroup.com/insurance-law/property-insurance/home-insurance/): Property insurance is confusing when it comes to the home. Homeowner's insurance lawyer at [firm] explains how to fight a denied claim in Tampa, FL. - [Malpractice](https://www.germainlawgroup.com/insurance-law/general-liability-insurance/malpractice/): Healthcare professionals need malpractice insurance. But, why would they deny your claim? Professional liability attorney explains reason in Tampa, FL. - [Personal Injury](https://www.germainlawgroup.com/insurance-law/general-liability-insurance/personal-injury/): Insurance attorney at [firm] explains what to do when your liability insurer denies your valid personal injury claim in Tampa, Florida. [phone] - [Premises Liability](https://www.germainlawgroup.com/insurance-law/general-liability-insurance/premise-liability/): Insurance lawyer at [firm] explains what to do if your liability insurance denies your premise liability claim in Tampa, Florida. - [Public Adjusters](https://www.germainlawgroup.com/insurance-law/property-insurance/public-adjusters/): What’s better? Having a public adjuster or an attorney analyze your claim? Learn what the right answer is for your case in Tampa, FL. - [Defense Under Reservation of Rights](https://www.germainlawgroup.com/insurance-law/general-liability-insurance/defense-under-reservation-of-rights/): Did you know your insurance can suspend coverage at any time if they send you a Reservation of Rights letter? Attorney at [firm] explains more in Tampa, FL. - [Stand-Alone Commercial Buildings](https://www.germainlawgroup.com/insurance-law/general-liability-insurance/stand-alone-commercial-buildings/): Insurance claims attorney explains how stand-alone commercial building policies work and what to do if your claim is denied or disputed in Tampa, FL. - [Tornadoes](https://www.germainlawgroup.com/insurance-law/property-damage-claims/tornadoes/): A tornado can result in serious destruction. Insurance attorney at [firm] explains what to do if your insurer denies your tornado damage claim in Tampa, FL. --- ## Posts - [Tips for Dealing with Insurance Adjusters](https://www.germainlawgroup.com/news/tips-for-dealing-with-insurance-adjusters/): Attorenys at the Germain Law Law Group are skilled negotiators who know how to deal with insurance adjusters. Read our blog to learn more. - [Dissecting Florida's New Insurance Reform](https://www.germainlawgroup.com/news/dissecting-floridas-new-insurance-reform/): Florida legislatures passed a property insurance reform bill in May after seven years of failed attempts. The long-awaited reform will go into effect on - [Florida Homes at Risk for Storm Surge Damage in 2019 Hurricane Season](https://www.germainlawgroup.com/news/florida-homes-at-risk-for-storm-surge-damage-in-2019-hurricane-season/): Florida is no stranger to hurricanes. According to data from the National Hurricane Center, 36 hurricanes have hit the United States from 1995 to 2017. Of --- # # Detailed Content ## Pages > Having issues with your property damage claim? Contact property insurnace attorney Michael Germain in Volusia County, FL. - Published: 2021-06-18 - Modified: 2021-06-18 - URL: https://www.germainlawgroup.com/florida/volusia-county/ Volusia County Found on the west coast of Florida, Volusia County is located between the St. Johns River and the Atlantic Ocean. Its proximity to multiple bodies of water puts Volusia County on the map for natural disasters including hurricanes, tornadoes, tropical storms, floods, and more. That is why so many Volusia County residents count on their insurance for coverage when their home or business has sustained unexpected property damage. Coverage provided by insurance companies is so vital to Volusia County residents. However, some insurance companies will do whatever possible to deny full compensation or minimize coverage. They may even engage in bad faith practices to avoid providing a proper payout. These practices include dodging phone calls, asking for unnecessary paperwork, only providing low-ball settlement offers, and more. If you’re having issues filing a claim with your insurance company, we recommend you get connected with a Volusia County property insurance disputes lawyer as soon as possible. Daytona Beach Property Insurance Lawyer, FL Are you having issues filing a claim? Is your insurer giving you more questions than answers? If so, we suggest consulting with Germain Law Group, P. A. . Michael B. Germain has represented hundreds of policyholders over the... --- > Was your property insurance claim disputed or denied? Find an argument for coverage with Florida Keys lawyer Michael Germain in FL. - Published: 2021-06-17 - Modified: 2021-06-17 - URL: https://www.germainlawgroup.com/florida/monroe-county/ Monroe County Home to the Florida Keys, Monroe County is a hotspot for tourists around the world. The county features gorgeous beaches, beautiful tropical islands, and a booming nightlife. However, because 99. 9% of the county’s population lives in the Keys that means they are the most susceptible to hurricanes and other natural disasters. Even a high tide could spell danger for Monroe County homes and businesses. With so much at stake, insurance is vital to Monroe County residents. Unfortunately, some insurance companies will do anything possible to deny full compensation and minimize coverage. Especially if there’s been a surge in claims filed due to a large storm or natural disaster. If your insurance is wrongfully disputing or denying your property damage claim, we urge you to consult with an experienced insurance law attorney as soon as possible. Florida Keys Property Insurance Attorney There’s no need to go back and forth with your insurance agent if negotiations are going nowhere. Instead of talking in circles, we suggest you hire an experienced Key West insurance lawyer such as Michael Germain of Germain Law Group, P. A. . Attorney Germain has over a decade’s worth of insurance law practice under his belt... --- > Osceola County is prone to property damage by floods, hurricanes, and more. Learn how you can recover from Florida property damage attorney. - Published: 2021-06-17 - Modified: 2021-06-17 - URL: https://www.germainlawgroup.com/florida/osceola-county/ Osceola County Osceola County is centrally located in the heart of Florida nearing Orange County and Lake County as its neighbors. The area is known for its deep history with the Seminole tribe and attracts visitors/residents with its beautiful Florida air and weather. Since the county is landlocked many are under the impression natural disasters are not as common in Osceola County. Unfortunately, this can’t be further from the truth. Osceola County, like the rest of Florida, is a target for hurricanes and large thunderstorms that happen annually in the state. Even though the county is centrally locked, that doesn’t mean hurricanes or storms passing over the area are less powerful. Not to mention the other natural disasters that could occur such as tornadoes, large floods, and even sinkholes. For these reasons and more, Osceola County resident’s insurance is critical. However, some insurance companies will do whatever they can to save money including minimizing or denying payout for a viable claim. If you’re experiencing issues with your insurer while filing a claim, we highly encourage you to consult with an Osceola County property damage attorney. Property Damage Attorney in Kissimmee, Florida Your insurance company should be giving you relief rather... --- > Seminole County, like most of Florida, is vulnerable to property damage due to hurricanes, tornadoes, etc. FL property claims lawyer. - Published: 2021-06-17 - Modified: 2021-06-17 - URL: https://www.germainlawgroup.com/florida/seminole-county/ Seminole County Seminole County is centrally located in Florida with a population of around 422,000 people. The current county seat is Sanford, and the area is part of the Orlando-Kissimmee-Sanford metropolitan area. Because the county is landlocked, many are under the assumption serious storms and natural disasters are not common in Seminole County. However, this couldn’t be further from the truth. Seminole County is a target for all types of natural disasters that could result in property damage including tornadoes, hurricanes, tropical storms, floods, serious thunderstorms, hailstorms, sink holes, and many others. These natural events could cause serious damage to a person’s home or business, and in some cases may even demolish the property altogether. That is why insurance is so vital to Seminole County residents with homes or businesses. Unfortunately, some insurers will do anything to minimize payout for your claim despite the fact it’s covered. If you are having issues filing your property damage claim, then it’s within your best interest to consult with a Seminole County property insurance lawyer. They can assess the merits of your claim and determine if an argument for coverage exists. Property Insurance Lawyer in Seminole County, FL If your claim has been... --- > Was your home or business damaged by a hurricane, tornadoe, flood, etc? Get in contact with Taylor County attorney Michael Germain in FL - Published: 2021-06-17 - Modified: 2021-06-17 - URL: https://www.germainlawgroup.com/florida/taylor-county/ Taylor County Considered a modest community, Taylor County can be found between Lafayette and Dixie County in the Big Bend region of Florida. The county is relatively small with a population of around 22,000 and the city of Perry as its current county seat. The area, like many regions in Florida, is a huge target for natural disasters including hurricanes, tornadoes, serious floods, and tropical storms. Because of the county’s vulnerability, residents often have insurance to cover any possible damage to their properties. Unfortunately, some insurance companies will do anything to minimize payout and may dispute or deny your claim without a reason. They may delay the process, fail to return phone calls, ask for unnecessary paperwork, and engage in other bad faith practices in an effort to deny or minimize your claim. For these reasons and more, we highly encourage you to consult with an Taylor County insurance lawyer if you are experiencing issues with your insurance company. Property Insurance Lawyer in Perry, FL Your property, whether it’s your home or business, should be protected if you have insurance. You shouldn’t have to jump through hoops and hurdles just to get the coverage you were promised. Instead of running... --- > Fighting your insurance company? Don't waste another breath and instead call Wakulla County property insurance lawyer Michael Germain in FL. - Published: 2021-06-17 - Modified: 2021-06-17 - URL: https://www.germainlawgroup.com/florida/wakulla-county/ Wakulla County Wakulla County can be found in the curve of the Big Bend region of Florida. It’s relatively small compared to neighboring counties with a population of around 30,000 people. The county offers beautiful views to its humble populace and borders the Gulf of Mexico. The region, like so many others in Florida, is a target for natural disasters including tornadoes, hurricanes, tropical storms, and flooding. Since Wakulla County is susceptible to property damage from natural events, many citizens have insurance to cover any losses. Unfortunately, some insurance companies will dispute or deny a claim despite the fact it’s covered under the terms of the policy. When this happens, it’s important you have legal assistance beside you in the form of a Wakulla County property insurance lawyer. Crawfordville Property Insurance Lawyer, FL The Germain Law Group, P. A. has been serving residents with insurance concerns in Wakulla County for over ten years. He can assess the merits of your claim and determine if coverage is possible. From there, attorney Germain can explain your legal options and what your next best step is in detail. Call Germain Law Group, P. A. today at (813) 835-8888 to set up your first... --- > Insurance should have your back and help you recover. If you're having issues with your insurer, call Walton County lawyer Michael B. Germain - Published: 2021-06-17 - Modified: 2021-06-17 - URL: https://www.germainlawgroup.com/florida/walton-county/ Walton County Walton County is a part of the state of Florida located on the Emerald Coast. The county is humble with a population of around 55,000 and its current seat is DeFuniak Springs. The county of Wakulla has a southern border on the Gulf of Mexico. This proximity to the gulf has left the county vulnerable to all types of natural disasters including hurricanes, tornadoes, and floods. Calhoun County residents prepare and plan for these natural events by obtaining property insurance for their homes or business. What many don’t realize is that some insurance companies will do whatever they can to minimize or even deny coverage altogether. They may dodge calls, ask for unnecessary paperwork, use confusing verbiage, misrepresent facts, and use a variety of bad faith practices to avoid providing a fair and equitable settlement. If you’re having issues filing a claim with your property insurance in Wakulla County, we recommend you get in touch with Germain Law Group, P. A. . Property Insurance Lawyer in Miramar Beach, FL Your insurance company should be doing everything in their power to make you whole after a loss. They shouldn’t be the cause of more stress. Unfortunately, this is a... --- > Was your property insurnace claim denied? Learn how you can recover from Washington County property claims lawyer Michael Germain in FL. - Published: 2021-06-17 - Modified: 2021-06-17 - URL: https://www.germainlawgroup.com/florida/washington-county/ Washington County Washington County is located in the northwestern region of Florida, also known as the panhandle. The county is technically landlocked, but it only takes a short drive for citizens to reach the coast of the Gulf of Mexico. Due to the county’s proximity to the Gulf, Washington County is a prime target for natural disasters including tropical storms, hurricanes, serious floods, and in some cases tornadoes. Since Washington County is so vulnerable to natural disasters, most residents have property insurance for their homes and businesses. Residents count on these insurance companies to provide compensation so they can move on with their lives. Unfortunately, some insurance companies will do everything they can to minimize your claim and save money. If you’re having issues filing a claim with your insurer, we suggest you get in contact with a Washington County property insurance dispute lawyer as soon as possible. Insurance Claims Attorney in Chipley, FL You might think you’re better off saving money by not hiring an attorney, but the truth is that couldn’t be further from the truth. Hiring an experienced insurance law attorney can significantly increase your chances of receiving maximized compensation for your claim. Don’t fight this battle... --- > Lee County - Published: 2021-06-14 - Modified: 2021-06-14 - URL: https://www.germainlawgroup.com/florida/lee-county/ Lee County Sunny and beautiful Lee County can be found along the southwest coast of Florida. The county is home to Cape Coral and has a population of around 700,000 people. Many of these residents are from Cape Coral, which is the largest city between Tampa and Miami. The area is known for its scenery, marinas, parks, and bustling night life. However, the county is also infamous for being a target for natural disasters. Since the region borders the Gulf of Mexico, it’s very susceptible to hurricanes, tornadoes, flooding, and other water-related disasters. Wildfires, sink holes, and tropical storms are also a common occurrence in the area. For these reasons and more, Lee County residents turn to their insurers in times of need. But what happens if your insurance company refuses to provide full and fair coverage? Insurance companies will sometimes dispute to deny viable claims in an effort to save money. Thankfully, you have options. You can turn to an experienced insurance claims and disputes lawyer for assistance. Fort Myers Insurance Claims Attorney in Florida It’s almost impossible to recover from property damage when your insurance company refuses to provide full and fair coverage. If you are having issues... --- > Levy County insurance lawyer Michael B. Germain practices in Fort Meyers and helps policyholders with their property damage claims. - Published: 2021-06-14 - Modified: 2021-06-14 - URL: https://www.germainlawgroup.com/florida/levy-county/ Levy County Levy County is a relatively smaller community in Florida along the northern Gulf coast. The county, while less populated, does boast beautiful scenery and beaches. However, since it’s located in the state of Florida it’s a target for natural disasters. Tornadoes, hurricanes, sink holes, wildfires, and even floods happen annually in the state with little to no warning. Because of this, insurance companies are incredibly important to the community. So, what do you do when your insurance is refusing to give full and equitable coverage for your claim? You might feel as if you have no options, but that couldn’t be further from the truth. There’s always the option of hiring an experienced Lee County insurance claims attorney to settle your affairs. Insurance Claims Attorney in Williston, Florida Insurance matters can be extremely stressful and complicated. You could spend hours on the phone with your agent or adjuster and still feel lost in the confusing vernacular. This gap of knowledge can give insurance companies a lot of power. They could be taking advantage of your ignorance and engaging in bad faith practices so they can avoid paying out your claim. If you are having issues filing an insurance... --- > Michael B. Germain is a property insurance attorney whose helped hundreds of policyholders get the coverage they need in Dixie County, FL - Published: 2021-06-11 - Modified: 2021-06-11 - URL: https://www.germainlawgroup.com/florida/dixie-county/ Dixie County Dixie County is as serene as the rest of Florida bordering the Gulf Coast of Mexico. The county borders Gilchrist County, Levy County, and Lafayette County. Dixie County is home to a relatively modest population of approximately 16,500 according to the last census. It’s known for its wildlife refuges, beautiful environment, and rich history dating back to the civil war. While Dixie County is relatively tranquil most of the year, it’s important to know that natural disasters do happen, and they are relatively frequent. The county, as all counties in Florida, is susceptible to various natural disasters annually that could damage or even demolish a building with ease. Many businesses and homeowners purchase property insurance in an effort to protect their property from these inevitable disasters. However, some insurance companies will deny partial or even full compensation without a valid reason. They may do this in an effort to make a profit off your policy and to avoid providing the coverage they are obligated to give. If your insurance company denied or disputed your valid property insurance claim, we urge you to contact an experienced Dixie County insurance lawyer in Florida. Insurance Claims Lawyer in Cross City, Florida... --- > Insuers who deny covered property damage claims are liable for breaching contract. Learn more from Charlotte County attorney in FL. - Published: 2021-06-11 - Modified: 2021-06-11 - URL: https://www.germainlawgroup.com/florida/charlotte-county/ Charlotte County Located in the western southern region of Florida, Charlotte County is home to a population of around 158,000 people. The area offers a vast array of events, night life, as well as boating and fishing opportunities. It’s also home to several historical sites dating back to the civil war. Despite this rich culture, the County of Charlotte is not without issues. Charlotte County, as all Florida counties, is susceptible to serious storms or other types of natural disasters that could result in property damage. Hurricanes, sinkholes, and tornados are common occurrences and in fact most Floridians have insurance already prepared in case their property is damaged. Unfortunately, some insurance companies will do whatever possible to deny their policyholders full and fair compensation. If you believe your insurance company is in bad faith for disputing or denying your claim, we urge you to contact Germain Law Group, P. A. . Insurance Claims Lawyer in Charlotte County, FL Understanding why your insurer may be disputing or denying your claim is the first step to compensation. The next is to hire an experienced insurance claims attorney as soon as possible. Find that lawyer with Germain Law Group, P. A. . Michael... --- > If your property insurnace is denying your claim, call Michael Germain an experienced insurnace dispute lawyer in Naples, Florida. - Published: 2021-06-11 - Modified: 2021-06-11 - URL: https://www.germainlawgroup.com/florida/collier-county/ Collier County Home to the growing city of Naples, Collier County sits between Broward County and Lee County on the gulf side of Florida. According to the last census, the county has a population of approximately 321,000 people. The county boasts a lot of tourism, especially for the city of Naples which is known for its appeal to nature lovers and beach aficionados. However, Collier County is in Florida so that means the area is a huge target for natural disasters. Tornadoes, floods, hurricanes, and sinkholes are a common occurrence in Collier County. Many homeowners and business owners take the extra step to protect their properties with broad insurance policies. In some cases, these insurance companies aren’t looking out for their policyholders. They may dispute or deny a claim they known is well within the guidelines of the policy to avoid providing full coverage. Fighting and negotiating with them can be exhausting and feel like a losing battle. Thankfully, you have options. If you’ve been having issues filing a claim with your insurance, we encourage you to contact Germain Law Group, P. A. . Insurance Claims Lawyer in Naples, Florida It might be tempting to resolve your property insurance issues... --- > Insurance companies denying claims without a reason can be seen as a breach of contract. Learn more from Flagler County attorneys in FL. - Published: 2021-06-11 - Modified: 2021-06-11 - URL: https://www.germainlawgroup.com/florida/flagler-county/ Flagler County Found on the northeastern coast of Florida, Flagler County sits right next to St. Johns and Putnam County. The county was named after Henry Morrison Flagler who built the East Coast Railway and has a modest population of around 100,000 people. Flagler County may be a sleepier community relative to Florida. However, that doesn’t mean the county isn’t susceptible to natural disasters that could result in serious property damage. Every year residents get prepared for flooding, thunderstorms, hurricanes, tornadoes, and other types of natural events. That is why most Flagler County residents have some type of property insurance. What you might not know is, that insurance companies sometimes deny or dispute valid claims in an effort to avoid paying their policyholders. They may cite exclusions that don’t exist, misrepresent facts, fail to conduct a proper investigation, or a number of other bad faith practices in an effort to deny your covered claim. To learn how you can fight back and the collect the compensation you were promised, we urge you to contact Germain Law Group, P. A. . An experienced insurance lawyer can assess the situation and determine all your possible legal options. Insurance Claims Lawyer in Bunnell,... --- > Property insurnace companies disputing or denying claims under policy can be held accountable. Learn more from Franklin County attorney. - Published: 2021-06-11 - Modified: 2021-06-11 - URL: https://www.germainlawgroup.com/florida/franklin-county/ Franklin County Franklin County is a relatively smaller county in Florida with a population of around 12,000 people. The county is located in the panhandle and borders the Gulf of Mexico. This close proximity to the Gulf leaves the county vulnerable to multiple natural disasters such as hurricanes and flooding. Not only that, but like the rest of the state, Franklin County is a common target for thunderstorms, sink holes, tornadoes, and wildfires. These events could potentially damage and even demolish a home or business. That is why property owners are keen to have insurance to protect themselves. Unfortunately, insurance companies are not always ethical. They may deny or dispute a covered claim intentionally after a natural disaster because they are dealing with so many claims at once. Agents and adjusters may conduct faulty investigations, ask for unnecessary paperwork, and do a variety of bad faith practices to exhaust you into accepting a low-ball offer or a denied claim. Don’t let this happen to you. If your insurance has denied a claim that’s well within your policy’s guidelines, visit the article we have linked below. Insurance Claims Attorney in Franklin County, FL Your insurance company should be helping you in... --- > Insurance companies should compensate you if your property has been damaged. Port St. Joe attorney explains it all in Florida. - Published: 2021-06-11 - Modified: 2021-06-11 - URL: https://www.germainlawgroup.com/florida/gulf-county/ Gulf County Gulf County is a relatively modest community in Florida with a population of about 16,000 people. The county rests on the edge of the panhandle and it’s included in the Panama City metropolitan area. While the county may not have as many visitors as Panama City, it still draws tourists year-round with its beautiful national protected areas. Despite the tranquil nature of the region, Gulf County is still susceptible to all types of property damage. Natural disasters such as hurricanes, tornadoes, and sink holes are common in Gulf County and other parts of northern Florida. Many residents take out property insurance policies as a preventative measure to ensure their home or business is protected. Unfortunately, insurance companies will sometimes act in bad faith in an attempt to dispute or deny your claim. Learn what to do if you’re in a similar situation by contacting an experienced Gulf County insurance claims lawyer as soon as possible. Insurance Claims Lawyer in Port St. Joe, Florida Understanding whether a claim is covered in your policy is the first step. The next is to find evidence supporting why that claim is valid and full compensation must be given. You can accomplish this... --- > Property insurance is vital. If your insurer is disputing your claim it's important you look at your options in the Hernando County, FL area. - Published: 2021-06-11 - Modified: 2021-06-11 - URL: https://www.germainlawgroup.com/florida/hernando-county/ Hernando County Located in the Tampa, St. Pete, and Clearwater metropolitan area, the county of Hernando is one of the fastest growing areas in the state. The county has experienced a recent surge in population with about 200,000 people living there in total. The economic and residential boom of Hernando County is great for its residents looking to set up their homes and businesses. Unfortunately, Hernando County citizens have one thing standing between them and their goals. That being the possibility of a natural disaster. Since Hernando County is located in the west central coast of Florida, the area is a huge target for serious natural disasters. Hurricanes, large rainstorms, tropical storms, tornadoes, flooding, sink holes, and other natural events damage and even destroy Hernando County properties every day in a blink of an eye. That’s why Hernando County residents lean so heavily on their insurance companies. However, what happens when your insurance company is no longer cooperating despite the fact you filed a valid claim? What are your options then? If you’ve found yourself in a similar situation, we highly encourage you to speak to an insurance law attorney today. Insurance Lawyer in Spring Hill, Florida It can be... --- > Insurnace should have your back, not cause stress. If you're having issues with a claim, contact Indian River County attorney Germain. - Published: 2021-06-11 - Modified: 2021-06-11 - URL: https://www.germainlawgroup.com/florida/indian-river-county/ Indian River County Indian River County can be found along the Treasure Coast region in Florida. Compared to other counties the region has a small population of around 140,000 people. The county is most known for its beautiful county seat Vero Beach. Unfortunately, the beautiful beaches the county boasts come at a cost. Being so close to the Atlantic Ocean, Indian River County residents are a huge target for hurricanes and other serious weather-related disasters. Tornadoes, sink holes, and floods are a regular annual occurrence in Florida, even Indian River County. That’s why having coverage during these times isn’t just important but vital. However, what do you when your insurance company refuses to provide full and fair coverage? If you’re having issues filing a claim with your insurance company, we urge you to speak with an experienced insurance law attorney today. They can assess your claim and determine if there exists a strong argument for coverage. Insurance Dispute Attorney in Vero Beach, FL Filing an insurance claim should be a harmless process and, in the end, you should be compensated what you were initially promised. However, it doesn’t always work out this way. Insurance companies may use a variety of... --- > Property insurance is important & if your insurer won't provide compensation, you have options. Learn more from Holmes County attorney in FL - Published: 2021-06-11 - Modified: 2021-06-11 - URL: https://www.germainlawgroup.com/florida/holmes-county/ Holmes County Holmes County can be found in the panhandle on the northwestern region of Florida. It’s a smaller county with a population of around 20,000 and its current county seat is Bonifay. While the county doesn’t border any large body of water, the area still experiences its fair share of natural disasters such as tornadoes or hurricanes. In fact, property damage is so common in the Holmes County area most residents have insurance policies ready when they purchase a home or property for their business. However, what do you do when your insurance company refuses to provide full coverage for your claim? In these instances, it’s best to consult with an experienced insurance claims attorney in Holmes County as soon as possible. A skilled insurance attorney can assess your claim and then determine if an argument for coverage exists. From there, your attorney can take over all communications with your insurer and negotiate for what you deserve. Insurance Dispute Attorney in Bonifay, Florida Property damage, no matter how much you prepare for it, can be messy to resolve. Repairs can take different types of contractors, experts, and can cost a fortune. That is why if your insurance company denied... --- > Jackson County attorney Michael B. Germain assists policyholders who are having issues with their property damage insurance in Florida. - Published: 2021-06-11 - Modified: 2021-06-11 - URL: https://www.germainlawgroup.com/florida/jackson-county/ Jackson County Bordering the state of Alabama, Jackson County can be found next to Holmes County, Gadsen County and Calhoun County. The region has a humble population of around 50,000 people and it’s known for its historical Jackson County war sites. Since the county is located in Florida, it’s a target for natural disasters. Tornadoes, hurricanes, tropical storms, sink holes, floods, and other natural events happen annually and destroy thousands of homes a year. For this reason, property insurance is a must for Jackson County residents. These insurers, however, will sometimes fair and equitable coverage so they can save money. Insurance companies may dodge calls, conduct faulty investigations, and offer low-ball settlements in an effort to avoid paying the policyholder. If you believe your insurance company is engage in bad faith practices, we urge you to call an experienced insurance claims lawyer. Insurance Lawyer in Marianna, Florida Are you in need of a Jackson County insurance lawyer in Florida? Michael Germain of Germain Law Group, P. A. is an experienced civil litigation and insurance dispute attorney with over ten years of experience handling complex civil matters. He was a representative of insurance companies for years. Now he’s working for solely... --- > Having issues with your property insurance? Are they disputing or denying your claim? Learn legal options from a Jefferson County attorney. - Published: 2021-06-11 - Modified: 2021-06-11 - URL: https://www.germainlawgroup.com/florida/jefferson-county/ Jefferson County Jefferson County can be found in the Big Bend region of northern Florida. It’s a smaller community of about 15,000 people and is near Leon County and Wakulla County, Florida. Residents in Jefferson County have experienced their fair share of disaster as every year hurricanes, tropical storms, tornadoes, wildfires, and other natural events damage or destroy homes and businesses. Because of this, residents of Jefferson County are keen to buy a property insurance policy to protect their assets. But what happens if your viable claim is disputed or denied by your property insurance company? When this happens, it’s important you consult with an experienced insurance lawyer. An attorney can assess the provisions in your policy and then determine if coverage is possible. They can then negotiate with insurers on your behalf and even litigate if necessary. If you have been experiencing issues with your insurer, don’t wait another moment to find legal counsel. Insurance Lawyer in Monticello, Florida You should never take chances when it comes to compensation you deserve. Instead of playing “run-around” with your insurance company, call Germain Law Group, P. A. . Michael B. Germain has over a decade’s worth of experience he can apply... --- > Is your insurance disputing or denying your claim? Find out your legal options from Lake County insurance lawyer Michael Germain in FL. - Published: 2021-06-11 - Modified: 2021-06-11 - URL: https://www.germainlawgroup.com/florida/lake-county/ Lake County Located just a quick 45 minutes away from the Orlando area, Lake County sits in the central region of Florida. The county boasts a population of around 300,00 with most of that attributed to their largest city Clermont. Many live in the county to attend its prestigious colleges and enjoy its scenic views. Despite all these positives, not everything about living in Lake County is sunshine and roses. Lake County, like all regions in Florida, is susceptible to possible natural disasters including tornadoes, hurricanes, tropical storms, sink holes, and other types of events. That’s why Lake County residents plan ahead and have property insurance in case their home or business is damaged or destroyed. However, insurance companies are not always practicing in good faith. Insurers will sometimes use dishonest and deceptive tactics in an effort to have you accept a low-ball offer or give up on the claim altogether. If you’re having issues with your insurer when filing a property damage claim, we urge you to seek out legal counsel as soon as possible. Insurance Dispute Lawyer in Clermont, Florida You may be tempted to try and negotiate with your insurer yourself to save few extra dollars. Although... --- > Insurance should help you, not stress you out. Find out what to do if your insurance claim was denied by Calhoun County attorney in FL. - Published: 2021-02-09 - Modified: 2021-02-09 - URL: https://www.germainlawgroup.com/florida/calhoun-county/ Calhoun County Calhoun County can be located in the Florida panhandle where some of the worst hurricanes and tornadoes regularly occur. Because of this, Calhoun County residents are familiar with unexpected property damage to their homes and businesses. Thankfully, Calhoun County residents prepare ahead by obtaining property insurance designed to help them recover in case an unexpected event occurs. What they might not realize is the insurance company never intended to pay them in the first place. Some insurance companies will do whatever they can to minimize payout and save money. That includes disputing or denying your claim despite knowing it’s covered under policy provisions. Insurance companies who act deceptive or dishonest when handling their claims can be held liable in court. To learn how you can hold your insurer responsible, get in contact with an experienced Calhoun County insurance lawyer today. Insurance Claims Attorney in Calhoun County, FL The purpose of insurance is to make you whole after a loss, not to make you even more stressed out and frustrated. If you’re having issues with your insurance company, we recommend you consult Germain Law Group, P. A. . Insurance claims lawyer Michael B. Germain has represented the interests of... --- > Insurance claims should be investigated. If your claim was denied without reason, find out how to recover from Citrus County attorney in FL. - Published: 2021-02-09 - Modified: 2021-02-09 - URL: https://www.germainlawgroup.com/florida/citrus-county/ Citrus County Being right off the Gulf of Mexico, Citrus County is known for its sunny beautiful environment as well as it’s springs in the Homosassa Springs Wildfire State Park. The county is also reputable for being a target to natural disasters. Citrus County is located right above central Florida, and since it borders the gulf the residents are very familiar with hurricanes, tornadoes, and thunderstorms. The frequency of these storms/natural disasters mean residents heavily rely on their insurance. Insurance companies, unfortunately, are not always looking out for their policyholders. Many Citrus County residents face hardship when filing a claim. Their insurance may dispute or deny the claim completely despite the fact it’s covered under policy guidelines. When this happens, it can be easy to become hopeless and give up on the claim altogether---but you shouldn’t toss the towel in yet. If you’ve been having issues with your insurance, we urge you to get in contact with an experienced insurance claims attorney. Homosassa Attorney for Insurance Claims in FL It might be tempting to try and resolve your insurance issues on your side, but we highly advise you hire an experienced claims attorney instead such as Germain Law Group, P.... --- > Did your insurance deny or dispute your claim? Find out your rights & how to collect with insurance coverage attorney in DeSoto County, FL. - Published: 2021-02-09 - Modified: 2021-02-09 - URL: https://www.germainlawgroup.com/florida/desoto-county/ DeSoto County Although it’s a relatively small county, the residents of DeSoto County have faced their fair share of natural disasters. Their central location in Florida makes them a prime target for tornadoes, thunderstorms, sink holes, and other possible naturally occurring events. That is why most residents turn to their insurers when a major storm or other event causes them loss. Unfortunately, some insurers do not act with their policyholders in mind. Instead, they are looking to make a buck out of your policy by minimizing coverage as much as they can. They may dodge phone calls, ask for unnecessary paperwork, misrepresent facts about your policy, conduct a faulty investigation, and use other bad faith practices to avoid providing full compensation. Policyholders who face this dishonest and deception from their insurance companies can choose to pursue monetary damages against their insurer. If you’re having issues with your insurance in the DeSoto County area, we urge you to consult an experienced insurance law attorney as fast as possible. Insurance Claims Attorney in DeSoto County, Florida Insurance providers have a much greater knowledge of insurance regulations, laws, and policies than the average policyholder. That is why the state of Florida has implemented... --- > Insurance should help you, not stress you out. If your insurance is denied your claim, learn how to recover Miami-Dade County attorney in FL. - Published: 2021-02-09 - Modified: 2021-02-09 - URL: https://www.germainlawgroup.com/florida/miami-dade-county/ Miami-Dade County The most populous count in Florida, Miami-Dade is known for its vibrant communities, environment, and culture. The county is one of the largest in terms of both land and population with one of the most famous cities in Florida Miami as it’s county seat. However, the county’s colorful and beautiful demeanor doesn’t save it from the natural disasters that occur annually in the state of Florida. Every year the state is hit with hurricanes, sink holes, tornadoes and other storms/natural events that could cause substantial loss. These storms or other natural disasters could extensively damage a person’s home or business. That is why most Miami-Dade residents rely heavily on their insurance companies to help them get back on their feet. Unfortunately, the insurance company is not always looking out for what’s best for the policyholder. They may instead use whatever means possible to minimize or deny your claim including misrepresent facts or fail to conduct a proper investigation. If your insurance has denied or disputed your covered claim, then we urge you to contact Germain Law Group, P. A. . Miami Insurance Claims Lawyer in Florida Getting back on your feet after a natural disaster or any type... --- > If your insurance has disputed or denied your covered claim, learn how you can recover with insurance attorney in Sarasota County, FL. - Published: 2021-02-09 - Modified: 2021-02-09 - URL: https://www.germainlawgroup.com/florida/sarasota-county/ Sarasota County The beautiful bayside of Sarasota County has kept visitors returning and residents eager to stay. The county boasts a large population of around 380,000 people and currently names its county seat as Sarasota. The county may be environmentally and culturally vibrant, but natural disasters are common in the area. Property damage including fire and flooding are common in the county of Sarasota. Many residents depend on their insurers so they can get back on their feet after experiencing such tremendous loss. These insurance companies may not always practice in good faith and could dispute or deny a covered claim so they can minimize payout. This is especially common after a large storm or natural disaster as the insurance company may be facing a flood of claims at once. No matter the circumstances, it’s unacceptable for an insurance company to act in bad faith when handling a claim. If your insurance claim was disputed or denied despite being covered, we urge you to get in contact with Germain Law Group, P. A. . Insurance Claims Attorney in Sarasota, FL Did your insurance company dispute or a deny your claim although it’s covered in your policy? If so, it’s within... --- > Are you experiencing issues with your insurance? Consult with claims attorney [firm] to learn how you can recover in Bay County, Florida. - Published: 2021-02-09 - Modified: 2021-02-09 - URL: https://www.germainlawgroup.com/florida/bay-county/ Bay County The beauty of Bay County is well known to its residents and various tourists throughout the year. The county can be found off the Gulf Coast of northwestern Florida and currently populated by approximately 185,000. The Panama City and Panama City Beach metropolitan area is included in Bay County and is best known for their crisp white beaches. The allure of Bay County has caused many families to settle down in the area and businesses to set up shop. Although Bay County is a beautiful place, it’s still located in the state of Florida which has some of the highest rates for natural disasters. Hurricanes, sink holes, tornadoes, and even wildfires all naturally occur in the state and could result in property damage to your home or business. If your insurance company refuses to provide fair and equitable coverage, then you could find yourself in some really hot water. In these types of situations, it’s within your best interest to obtain trusted legal representation as soon as possible to ensure you receive the full coverage you were promised. Panama City Insurance Lawyer in Florida It can be stressful dealing with insurance matters while juggling the motions of your... --- > If your insurance company has denied your claim without reason, then get in contact with [firm] for an claims attorney in Brevard County, FL. - Published: 2021-02-09 - Modified: 2021-02-09 - URL: https://www.germainlawgroup.com/florida/brevard-county/ Brevard County Brevard County is one of the fastest growing counties in the state of Florida with an increasing population of approximately 540,000. The county is known to be economically influenced by the John F. Kennedy Space Center and borders eastern Florida counties as well as the Atlantic Ocean. Although the county has grown exponentially, the area is still prone to natural disasters. Hurricanes, tornadoes, sink holes, and other types of property damage are common in Brevard County. For that reason, many residents have a type of insurance which covers them in case their property is damaged. Often these insurance companies will do whatever possible to deny full compensation and may use bad faith practices to minimize coverage. In addition to property concerns, the number of businesses in Brevard County means contractual disputes and other civil litigation are a frequent occurrence. In either scenario, it’s within your best interest to have legal representation. An experienced insurance or civil matters attorney can assess the facts of your case and determine if an argument exists. They can then begin building your case, so you’re thoroughly prepared when you enter the courtroom. Insurance Lawyer in Brevard County, Florida If your claim was wrongfully... --- > Has your insurance claim been disputed or denied? Learn what you can do to get compensated from Manatee County insurance attorney in FL. - Published: 2021-02-09 - Modified: 2021-02-09 - URL: https://www.germainlawgroup.com/florida/manatee-county/ Manatee County Manatee County ranks as 15th among Florida counties in population and is located on the western coast of Florida. The county has experienced its fair share of natural disasters including hurricanes, tornadoes, sink holes, and other possible sudden events. For these reasons, Manatee County residents heavily rely on their insurers in the event of a natural disaster. So, what do you do when your insurance company denies your otherwise valid claim? In these instances, it’s best you consult an experienced insurance claims attorney. Your attorney can examine every provision of your policy to determine if a strong argument for coverage exists. They can negotiate with adjusters, gather evidence to support your claim, and go to court if necessary, to ensure you maximize the potential of your claim. If you are having issues with your insurance company, we highly encourage you act now and consult an insurance lawyer. Insurance Claims Attorney in Manatee County, FL Michael Germain of Germain Law Group, P. A. is an experienced civil litigation and insurance claims attorney who has litigated complex civil matters for over ten years. He has focused his practices on representing individuals and businesses who have had their policyholder rights violated... --- > Your insurer should cover your losses, not add to your stress. If you’re having issues with your insurance, consult [firm] Orange County, FL. - Published: 2021-02-09 - Modified: 2021-02-09 - URL: https://www.germainlawgroup.com/florida/orange-county/ Orange County The fifth most populous county in Florida is Orange County with approximately 1,100,000 people according to the recent 2020 census. The county is also home to the bustling city of Orlando and its various theme parks and nightlife. The large population and number of businesses within the county mean that damage is high if a natural disaster occurs in the area. As all parts of Florida, Orange County is susceptible to various natural events including hurricanes, sink holes, tornadoes, and wildfires. Since Orange County is so vulnerable to natural disasters, residents heavily rely on their insurance companies for coverage. Unfortunately, some insurers will do everything in their power to try and profit off their policyholders by minimizing coverage. That is why it’s highly recommended you secure legal representation if you are about to file a claim or have faced issues with your insurance company. They can examine your claim, policy, and determine whether your insurer owes you coverage. If they do, then your insurance claims attorney can negotiate with adjusters to ensure you receive the full coverage you deserve. Insurance Claims Attorney in Orange County, Florida We expect our insurance companies to have our back if we’re paying... --- > Your insurance should have your back. If you’re having issues with your insurer in Polk County, then you should consult [firm] in Florida. - Published: 2021-02-09 - Modified: 2021-02-09 - URL: https://www.germainlawgroup.com/florida/polk-county/ Polk County Polk County is centrally located in the state of Florida with a booming population of around 600,000 people. Although the county doesn’t border any large body of water, it still experiences its fair share of natural disasters such as hurricanes or tornadoes. Property damage to individual’s businesses and homes is pretty common after one of these natural events. These vulnerable citizens will often turn to their insurance company for assistance. However, what happens if your insurance company denies your covered claim? Insurance companies are still a for-profit business so they will do anything to minimize your coverage, which includes denying or disputing your claim. In these instances, it’s best you consult with an experienced insurance claims attorney as fast as possible. An insurance attorney can examine your claim and determine if you’re eligible for coverage. They can then take over communications with your insurer and even take legal action against them if they still refuse to provide a fair and equitable settlement. Insurance Claims Attorney in Lakeland, FL Realizing you’ve experienced a significant loss can be devastating and if your insurance company denies your claim you could be left without any options. Thankfully, you can still pursue monetary... --- > If you have received an Examination Under Oath letter from your insurance company don't panic. Call the Tampa attorneys of Germain Law Group. - Published: 2020-08-25 - Modified: 2020-08-25 - URL: https://www.germainlawgroup.com/insurance-law/examination-under-oath-euo/ Examination Under Oath (EUO) If you received a letter from your insurance company for an Examination Under Oath and don't know what to do, then contact an experienced insurance attorney at Germain Law Group. The requirement that you submit to the Examination Under Oath might be required under the terms and conditions of your insurance contract. You have the right to hire an attorney who can represent you during the EUO or any other stage of the case. In fact, many people would be better off hiring their own attorney if the insurance company asks them to attend an EUO. The examination under oath (EUO) can be scheduled in a variety of circumstance, but it might be an indication that the insurance company intends to deny the claim. For this reason, an attorney can help you make sure that you complete any steps necessary so that the claim can be paid without delay.   If the insurance company suspects that insurance fraud is occurring, your attorney can help you understand the reasons for that suspicion and what you should do about it. You have to tell the truth if you testify, but you don’t necessarily have to testify if doing so might... --- > Disclaimer The information provided on this site is for general information purposes only. The information you obtain at this website is not, nor is it | - Published: 2020-08-21 - Modified: 2020-08-21 - URL: https://www.germainlawgroup.com/disclaimer/ Disclaimer The information provided on this site is for general information purposes only. The information you obtain at this website is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your own individual situation. Use of this website or submission of an online form, does not create an attorney-client relationship. --- > Privacy Policy What personal data we collect and why we collect it Comments When visitors leave comments on the site we collect the data shown in the | - Published: 2020-08-21 - Modified: 2020-08-21 - URL: https://www.germainlawgroup.com/privacy-policy/ Privacy Policy What personal data we collect and why we collect it Comments When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection. An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic. com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment. Media If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website. Cookies If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year. If you visit our login page, we will set a temporary cookie to determine... --- > When a pipe bursts it can create devastating damage to your home. Insurance attorney at [firm] discusses how to file a water damage claim in Tampa, FL. - Published: 2019-06-25 - Modified: 2020-08-25 - URL: https://www.germainlawgroup.com/insurance-law/property-damage-claims/water-damage/burst-pipes/ Burst Pipes You come home from a long day at work and notice a trail of water running from beneath your garage door. Panic sets in and you come inside to see a deluge of water flood through your home. A pipe has burst and now you’re burdened with repairing the pipe and replacing any soiled furniture or belongings. It’s alright though because you have homeowner’s insurance, right? Unfortunately, this isn’t always the case. You may be paying your premiums on time, but your insurance company may still deny your claim. Many people with water damage to their home have their claims delayed, denied or undervalued. If you have homeowner’s insurance, there’s no reason you should be footing the bill for any type of water damage. To maximize your settlement, it’s highly recommended you seek the counsel of an experienced insurance claims attorney. Insurance Claims Lawyer for Burst Pipes in Tampa, FL Homeowner’s insurance is supposed to reimburse you if damage happens to your home unexpectedly. However, some insurers deny claims if it’s water damage in relation to a burst pipe. To contest your insurance company, it’s recommended you gain legal representation. Contact Michael B. Germain for quality legal representation.... --- > Insurance attorney explains what to do as a construction company or contractor when your liability insurance denies coverage in Tampa, Florida. [phone] - Published: 2019-06-25 - Modified: 2020-08-25 - URL: https://www.germainlawgroup.com/insurance-law/general-liability-insurance/construction/ Construction Construction teams and design firms understand there is a lot of risk with creating new projects such as buildings or paving roads. That is why most contractors or construction companies have some type of general liability insurance to protect them. It shields them from financial responsibility of torts-related claims such as personal injury and premise liability. What happens, however, if your insurer rejects a viable claim you filed? Some insurance companies will look for reasons to deny or dispute a claim so they can make a profit from your policy. This can leave you stuck with the costs of a lawsuit even though you were prepared with liability insurance. Don’t allow your insurance company to continue acting in bad faith. If your general liability insurance denied you coverage recently, it’s important you have legal representation. Insurance Attorney for Construction Workers in Tampa, FL You purchased liability insurance for one reason, so you could be protected from lawsuits. There’s no reason insurance company shouldn’t deny viable coverage from you if you’ve paid your premiums on time. If you are disputing with your general liability insurance, then it’s highly recommended you contact Germain Law Group, P. A. . Attorney Michael B.... --- > Why was my claim denied for no reason? Insurance attorney at [firm] explains why your insurance company may be acting suspiciously in Tampa, Florida. - Published: 2019-06-25 - Modified: 2020-08-25 - URL: https://www.germainlawgroup.com/insurance-law/property-insurance/denial-of-claim/ Denial of Claim You expect your insurance company to have your back when you’ve experienced unforeseen property damage. Unfortunately, insurers often deny claims to save themselves money. They may claim you did the damage yourself or state certain pre-existing conditions were the cause. No matter the circumstances, insurance companies who deny valid claims should be challenged. Insurance companies should cover their policyholders who have paid their premiums on time. Fight back by contacting an experienced insurance claims attorney. An insurance lawyer can assess the evidence and prove why your claim is viable in court. If your property claim was denied recently, then it’s imperative you seek a skilled lawyer. Tampa Attorney for Denied Claims in Florida Has your insurance company recently denied your claim? You may want to speak to an experienced insurance claims attorney. They can analyze the denial letter from your insurance company and spot anything suspicious. In addition, your attorney can collect more evidence and file a more effective claim if you drafted the initial one. Contact Germain Law Group, P. A. , for a knowledgeable and dedicated insurance attorney. Michael B. Germain has represented numerous people who have had their claims denied in court. He can... --- > Did your liability insurance deny you a defense for no reason? Tampa attorney at [firm] explains how they could be acting in bad faith in Tampa, FL - Published: 2019-06-25 - Modified: 2020-08-25 - URL: https://www.germainlawgroup.com/insurance-law/general-liability-insurance/denied-defense/ Denied Defense As a business or professional, you probably have some type of general liability insurance. You expect your insurance company to have your back in case you face possible financial responsibility for a civil claim. However, some insurers deny their policyholders a defense so they can spend as little as possible. Insurers are obligated to protect their policyholders if they’ve had a claim filed against them. When they deny their policyholders a strong defense for a viable claim, then they are acting in bad faith. It’s important that these companies are held responsible and you receive the defense your business or reputation deserves. If you or someone you know has had their defense denied by their liability insurance, then it’s imperative you contact an experienced insurance claims attorney. Tampa Attorney Explains Denied Defense in Florida Did your insurance company recently deny you a defense you were entitled to? If so, it’s highly advised you seek legal action. Being without a defense in a civil claims could cost you and your business dearly. You could find yourself burdened with court costs, attorney’s fees, and still be liable for financially compensating the plaintiff. That is why it’s advised you contact Germain... --- > Your liability insurance should pay if a lawsuit ends in a settlement. Insurance attorney at [firm] explains why insurers deny indemnification in Tampa, FL. - Published: 2019-06-25 - Modified: 2020-08-25 - URL: https://www.germainlawgroup.com/insurance-law/general-liability-insurance/denied-indemnification/ Denied Indemnification Businesses and professionals purchase general liability insurance, so they’re protected from most tort-related claims made against them. The insurer is contractually obligated to defend you and if needed to compensate the other party for the losses they’ve experienced, this is also known as the insurer’s duty to indemnify. If you have general liability insurance, then your insurer is obligated to indemnify the other party for their losses if the court grants them a monetary award. However, some insurance companies will deny you the right to indemnification because they wish to make a profit from your policy. If you’ve recently been denied indemnification, it’s imperative you seek an experienced insurance claims attorney. Insurance Attorney for Denied Indemnification in Tampa, FL If you’ve made a viable claim, then your insurance company should uphold it. Insurance companies who intentionally deny coverage for valid claims are acting in bad faith and can be held legally responsible. Learn more about your options by contacting Germain Law Group, P. A. . Michael B. Germain is an excellent insurance claims attorney with the experience to back it up. He will do whatever’s possible to maximize your settlement for you. Attorney Germain can do this by... --- > Your insurance may deny your claim because it’s considered an “ensuing loss.” Insurance attorney at [firm] explains what an ensuing loss is in Tampa, FL. - Published: 2019-06-25 - Modified: 2020-08-25 - URL: https://www.germainlawgroup.com/insurance-law/property-damage-claims/ensuing-loss/ Ensuing Loss Property claims insurance can get incredibly confusing when it comes to defective construction or faulty repairs. Ensuing loss is a term used for damages that occurred because of a previous loss. It usually covers shoddy repairs or unreliable constructions that leads to further damages. The following is an example of an ensuing loss. Your roof is leaking so you hire a professional to repair it. Sometime later you discover the leak has grown exponentially and caused water damage to your items. After evaluating it you discover the roof job just made the leak worse. The extensive water damage after the repairs would be considered an ensuing loss. If you are wishing to pursue a claim for ensuing losses, it’s imperative you seek an experienced insurance claims attorney. Insurance Claims Attorney Explains Ensuing Losses in Tampa Property claims insurance can be incredibly confusing when ensuing losses are accounted for. An ensuing loss is damage created by a previous loss such as a poor water pool installation job. If you are attempting to pursue a claim for ensuing losses, it’s crucial you have quality legal representation on your side. To find an attorney who has a special focus in ensuing... --- > Insurance attorney at [firm] explains why insurers state your damages are in excess of policy limits, the consequences and what to do next in Tampa, FL. - Published: 2019-06-25 - Modified: 2020-08-25 - URL: https://www.germainlawgroup.com/insurance-law/general-liability-insurance/damage-in-excess-of-policy-limit/ Damage in Excess of Policy Limit The point of having liability insurance is to minimize your financial responsibility if a torts-related claim is filed against you. Unfortunately, some insurance companies will act in bad faith by agreeing to an outrageous settlement or allowing an easily resolved claims issue head to court. Either of these actions can result in your insurance company stating that the damages were in excess of your policy limits. This means you could be stuck with the rest of the bill. Insurers have a duty to settle claims in good faith if the circumstances allow them to do so. Insurance companies who inadequately investigate your claim and settle quickly could be held liable for damages. If your insurance company refused coverage because it was in excess of their policy limits, then it’s imperative you gain legal representation. Attorney for Damages in Excess of Policy Limits in Tampa, FL General liability insurance companies must protect their policyholders by providing the best defense possible. Insurers who don’t evaluate a claim and hire effective counsel could be accused of acting in bad faith, especially if they state the damages were in excess of their policy limits. If you believe your... --- > What happens when your insurance runs out of coverage? Lawyer at [firm] explains what you can when your insurer fails to pay your losses in Tampa, FL. - Published: 2019-06-25 - Modified: 2020-08-25 - URL: https://www.germainlawgroup.com/insurance-law/property-insurance/failure-to-pay-full-amount-of-loss/ Failure to Pay Full Amount of Loss You’ve filed a claim with your insurance company, and they’ve accepted it. Now, you simply must wait a short period of time to collect your payments so you can move on with your life. So, what happens if your insurance company fails to compensate you or pay the full amount of your losses? You have repairs and bills waiting and there’s no time to wait. If your insurance company hasn’t paid your full settlement, it’s imperative you seek legal representation. Your insurer could be trying to dodge payments by acting in bad faith. It may be the best option for you to secure legal counsel and file a claim against your insurer. If your claim is successful, then your insurer is obligated to pay you the full settlement plus accrued interest. Insurance Lawyer for Failure to Pay Losses in Tampa, Florida Insurance companies must submit their payments in a timely manner according to Florida law. Failure to pay the full amount of losses could mean your insurance company owes you both your settlement and accrued interest. If your insurance hasn’t compensated you yet, it’s important you fight back with trusted legal counsel. To... --- > Property insurance is confusing when it comes to the home. Homeowner's insurance lawyer at [firm] explains how to fight a denied claim in Tampa, FL. - Published: 2019-06-25 - Modified: 2020-08-25 - URL: https://www.germainlawgroup.com/insurance-law/property-insurance/home-insurance/ Home or House Insurance Owning a home is a big expense and when an unforeseen accident happens you want your insurance company to have your back. That’s why you bought insurance in the first place. However, what happens if your insurance company delays, disputes or denies your claim? If your claim was recently disputed or denied, it’s time to get in contact with an experienced property insurance lawyer. A skilled attorney can assess the situation and advise you what the best step forward is. They can then collect evidence to contest your insurance company’s payout. Don’t wait another moment to collect what’s yours and get legal representation today. Home Insurance Lawyer in Tampa, Florida Contact Germain Law Group, P. A. for an attorney whose practiced homeowner’s insurance for years. Michael B. Germain will sit with you and answer all your legal questions. He will speak to adjusters, collect evidence and even draft and file the claim for you. Start protecting your home today with Michael B. Germain. You can contact us for a free consultation at (813) 835-8888. Attorney Germain provides effective and efficient representation for people throughout the greater Hillsborough County area and surrounding counties including Sumter County, Paso... --- > Healthcare professionals need malpractice insurance. But, why would they deny your claim? Professional liability attorney explains reason in Tampa, FL. - Published: 2019-06-25 - Modified: 2020-08-25 - URL: https://www.germainlawgroup.com/insurance-law/general-liability-insurance/malpractice/ Malpractice You understand as a healthcare professional that there is a great deal of risk associated with the job. It doesn’t matter if you’re a nurse, physician or surgeon, in the healthcare field you have someone’s life in your hands. That is why you purchased some type of professional liability insurance in case you’re accused of medical malpractice. However, what happens if your insurance company denies your claim altogether? If your malpractice insurance has denied your valid claim, then it’s time to contact an experienced insurance attorney today. There’s no reason you should be denied coverage when you’ve paid your premiums on time. You can instead hire an experienced insurance lawyer to prove your insurance company’s denial of your claim was in bad faith. Professional Liability Attorney for Malpractice in Tampa, FL You need liability coverage if a malpractice claim is filed against you. Don’t allow your insurance company to deny you the protection you deserve. Contact an experienced insurance law attorney with Germain Law Group, P. A. today to uncover your options. Michael B. Germain is a skilled attorney with years of practice under his belt. Attorney Germain doesn’t hesitate to go up against big-shot insurance companies. He can... --- > Insurance attorney at [firm] explains what to do when your liability insurer denies your valid personal injury claim in Tampa, Florida. [phone] - Published: 2019-06-25 - Modified: 2020-08-25 - URL: https://www.germainlawgroup.com/insurance-law/general-liability-insurance/personal-injury/ Personal Injury You would never intentionally hurt someone on your business or while you’re performing services. However, accidents happen and that is why you purchased a general liability insurance policy to protect you. So, what do you do when your liability insurance denies your claim even though it’s valid? If you find yourself in this situation, it’s highly recommended you contact a skilled insurance claims attorney. There’s no reason you should pay a settlement when you have liability insurance. Your insurer could be acting in bad faith so they can make a profit off your policy. If this is the case, then you could possibly be entitled to compensation for your losses. Before you make any major decisions, we advise you secure trusted legal counsel immediately. Personal Injury Attorney in Tampa, Florida You paid your premiums so you’re protected in case of a personal injury suit. If your insurer is denying you coverage, then you may be eligible for a monetary award. General liability insurers who deny valid claims are acting in bad faith. You may be able to file a bad faith claim against your insurance company and recover your losses entirely. Fight for the coverage you deserve by... --- > Insurance lawyer at [firm] explains what to do if your liability insurance denies your premise liability claim in Tampa, Florida. - Published: 2019-06-25 - Modified: 2020-08-25 - URL: https://www.germainlawgroup.com/insurance-law/general-liability-insurance/premise-liability/ Premises Liability As a businessowner or property owner, you understand there are risks to owning estate. Accidents such as slip and falls occur every day across the nation at different businesses or venues. That is why you protected yourself by purchasing general liability insurance in case a premise liability claim is filed against you. However, what happens when your insurance company denies you coverage altogether? General liability insurers may deny your claim so they can save as much money as possible. They may use confusing verbiage or cite complicated provisions in their policies to try and convince you the claim isn’t valid. Don’t fall for this tactic and talk to an experienced insurance claims attorney today. They can assess your situation to see if you can file a bad faith claim against your insurer. Tampa Insurance Lawyer for Premise Liability in Florida Accidents happen, but when it ends in an injury you expect your insurance company to have your back. If your insurer is denying coverage for a premise liability claim, then it’s imperative you seek experienced legal representation. You could qualify for a monetary award if your insurance company was acting in bad faith. Find skilled and resourceful legal... --- > What’s better? Having a public adjuster or an attorney analyze your claim? Learn what the right answer is for your case in Tampa, FL. - Published: 2019-06-25 - Modified: 2020-08-25 - URL: https://www.germainlawgroup.com/insurance-law/property-insurance/public-adjusters/ Public Adjusters The details, process and lingo for filing an insurance claim can be confusing and stressful. If you’re planning to pursue an insurance claim, you may have already considered hiring a public adjuster. Public adjusters are independent insurance professionals hired by policyholders to help settle an insurance claim. A privately hired public adjuster isn’t the same as the adjuster assigned to you by your insurance company. Public adjusters work solely for the policyholder, unlike an insurance adjuster who represents the rights of the insurance company. However, a public adjuster doesn’t have a Juris Doctorate (J. D. ), so they cannot litigate you in court. If you’re interested in pursuing an insurance claim, it’s recommended you get in touch with an experienced insurance claims attorney. Tampa Attorney Explains Public Adjusters in FL Public adjusters can be incredibly helpful when filing an insurance claim. They’re experts with insurance policies and can accurately evaluate your losses. However, a public adjuster doesn’t fulfill the same role as an attorney. If you need an insurance claims lawyer, then it’s imperative you contact Germain Law Group, P. A. . Michael B. Germain is an accomplished insurance claims lawyer who can assist you. Not only can... --- > Did you know your insurance can suspend coverage at any time if they send you a Reservation of Rights letter? Attorney at [firm] explains more in Tampa, FL. - Published: 2019-06-25 - Modified: 2020-08-25 - URL: https://www.germainlawgroup.com/insurance-law/general-liability-insurance/defense-under-reservation-of-rights/ Defense Under Reservation of Rights General liability insurance companies will sometimes deny claims if they believe it doesn’t fit your policy, it’s in excess of policy limits or other various reasons. In some cases, your liability insurance company may deny coverage to you not at the start of the lawsuit, but later when you need it most. Under Florida law, insurers can agree to defend you or your business under their “reservation of rights” agreement. This means that if you are sued for a torts-related claim, the insurance company will defend you as the policy requires. However, it also means your insurance company “reserves the right” to later deny coverage at any time. It can be nerve-wrenching to receive a reservation of rights letter. If your insurance company denies your coverage, you could lose counsel and the torts case. Not only this, but you could face even more bills from your insurance company seeking “reimbursements” for the legal representation they provided. If you recently received a reservation of rights letter, it’s imperative you seek an experienced insurance claims attorney. Insurance Attorney Explains Reservations of Rights in Tampa Insurers use reservations of rights letters so they can control your counsel and... --- > Insurance claims attorney explains how stand-alone commercial building policies work and what to do if your claim is denied or disputed in Tampa, FL. - Published: 2019-06-25 - Modified: 2020-08-25 - URL: https://www.germainlawgroup.com/insurance-law/general-liability-insurance/stand-alone-commercial-buildings/ Stand-Alone Commercial Buildings It’s important for any commercial business to have insurance so they’re covered unexpected accidents, natural disasters or criminal acts. This especially applies to non-franchise businesses owners with stand-alone commercial buildings who have nothing to fall back on. Florida insurance can be an uphill battle when insurers attempt to act in bad faith or breach your policy’s terms. If you have recently had a claim disputed or denied, you may want to contact an experienced property insurance attorney. There’s no reason your business should suffer when you’ve kept up with your insurance payments in a timely manner. Stand-Alone Commercial Building Attorney in Tampa, FL If you’re in need of an insurance claims attorney, contact Germain Law Group, P. A. . Michael B. Germain is an experienced commercial property lawyer with years of experiencing negotiating with adjusters and litigating in court. He can assess your policy to see what the best course of action is. Attorney Germain has represented numerous small business owners and commercial franchises with their property claims. Contact Germain Law Group, P. A. by calling (813) 835-8888 and set up a free consultation today. We accept clients throughout the greater Hillsborough County area and surrounding counties... --- > A tornado can result in serious destruction. Insurance attorney at [firm] explains what to do if your insurer denies your tornado damage claim in Tampa, FL. - Published: 2019-06-25 - Modified: 2020-08-25 - URL: https://www.germainlawgroup.com/insurance-law/property-damage-claims/tornadoes/ Tornadoes Florida may be known for its hurricane seasons, but that doesn’t mean the state is impervious to tornadoes. According to the National Oceanic and Atmospheric Administration (NOAA), Florida averaged nearly 66 tornadoes a year. That put the state third in the nation behind Texas and Kansas for the most tornadoes in a yearly period. It’s estimated that tornadoes accumulate approximately $10 billion in property damage and injure around 1,5000 people every year in the U. S. Because of this, most homeowners have insurance to cover tornado-related damages. Unfortunately, most insurers will do all they can to minimize, delay, or deny coverage for their policy holders. If you’ve recently had a tornado damage claim denied by your insurance company, it’s recommended you contact an experienced insurance claims attorney. Tornado Damage Claim Attorney in Tampa, Florida The good news for home or business owners is that most insurance policies cover tornadoes, unlike other natural disasters such as floods or earthquakes. However, insurance companies will still do all they can to underpay or deny your claim. If this is the case, it’s best that you contact a skilled insurance lawyer for help. Contact Germain Law Group, P. A. for quality legal counsel... --- --- ## Posts > Attorenys at the Germain Law Law Group are skilled negotiators who know how to deal with insurance adjusters. Read our blog to learn more. - Published: 2019-06-06 - Modified: 2019-06-06 - URL: https://www.germainlawgroup.com/news/tips-for-dealing-with-insurance-adjusters/ - Categories: Adjusters, Insurance claims, Insurance law When someone is injured in an auto accident or suffers damage to their property, they turn to insurance companies to cover the cost. However, dealing with insurance companies is a drawn out and confusing process. While many insurance companies abide by the law, some may cut corners and be deceptive to protect the company’s financial interest. The most difficult aspect after an accident or property damage is dealing with insurance adjusters. This person will typically contact you within a few days following the incident, which may be a bit longer after a natural disaster. The adjuster will want to settle the claim quickly, but there are a few things you should keep in mind. Here are a few tips for dealing with an insurance adjuster. Do Not Accept the First Offer Most claimants are quick to accept the first offer from insurance companies because they need the funds to fix their vehicle or home. Insurance adjusters take advantage of distressed claimants and try to quickly settle a claim before they realize the full extent of the damage. You may be tempted to accept the first offer but taking it could result in not having enough to cover the damage. Your... --- > Florida legislatures passed a property insurance reform bill in May after seven years of failed attempts. The long-awaited reform will go into effect on - Published: 2019-06-06 - Modified: 2019-06-06 - URL: https://www.germainlawgroup.com/news/dissecting-floridas-new-insurance-reform/ - Categories: Insurance claims, Insurance law Florida legislatures passed a property insurance reform bill in May after seven years of failed attempts. The long-awaited reform will go into effect on July 1 and aims to tackle the assignment of benefits (AOB) crisis that has been driving up premiums for property owners. Many Florida homeowners feel this reform is long overdue. Loopholes within the AOB method was causing unnecessary litigation between contractors and insures. As a result, insurance rates skyrocketed and became too expensive for some homeowners. AOBs have been a part of Florida’s insurance marketplace for more than a century. This practice is an agreement that transfers claim rights of an insurance policy to a third party, such as a water restoration company or roofer. With this authority, a contractor has the power to file a claim, make repairs and collect payouts without involving the homeowner. New Requirements for Third Party Contractors AOB is standard practice throughout the insurance world. The method is great in theory in that it allows a third party to bill an insurer and settle a claim directly. Many third-party vendors took advantage of this power and would conduct unnecessary or unnecessarily expensive work and then file lawsuits against insurers when they... --- > Florida is no stranger to hurricanes. According to data from the National Hurricane Center, 36 hurricanes have hit the United States from 1995 to 2017. Of - Published: 2019-06-06 - Modified: 2019-06-06 - URL: https://www.germainlawgroup.com/news/florida-homes-at-risk-for-storm-surge-damage-in-2019-hurricane-season/ - Categories: Flood damage, Hurricane damage, Insurance law Florida is no stranger to hurricanes. According to data from the National Hurricane Center, 36 hurricanes have hit the United States from 1995 to 2017. Of those 36, 11 have directly hit Florida, making it the state with the most direct hits from a hurricane in the U. S. Hurricanes are the most destructive natural disasters in Florida. They result in floods, wind damage and in some instances, tornados. Now, a new report from CoreLogic Inc. found Florida has the greatest risk of storm surge damage in the United States this hurricane season. What is Storm Surge? Storm surge is a threat to any coastline during a hurricane. This tsunami-like phenomenon is the abnormal rise in sea levels during a storm with the potential to cause billions in damage to anything in its path. Storm surge occurs when a multitude of factors related to water, atmospheric pressure and wind combine. High winds and low pressure from the storm cause seawater to accumulate ahead of the hurricane. As the storm moves across the ocean, the powerful winds act as a plow; causing water to pile up ahead of a storm. The speed of a hurricane plays a significant role in the... --- ---