Insurance Law Practice Areas

After sustaining serious property or health loss, the last thing that a person wants to receive is an insurance claim denial letter. People pay often high premiums to protect themselves or their business from such an occasion. When an insurance company unfairly fails to compensate the policyholder for their loss, this is called bad faith.

Tampa Insurance Law Attorney

Germain Law Group, P.A. advocates for the rights of insurance policyholders throughout Central Florida. By holding insurers responsible for honoring their policies, Germain Law Group helps individuals and businesses receive what is lawfully theirs. Through extensive research, preparation, and aggressive representation, the Tampa-based law firm continues to fight on behalf of residents and business owners in the community.

Michael Germain, founder and managing partner of Germain Law Group, is experienced in insurance law matters. His areas of practice include:

• Property Insurance Disputes
  • Personal Property Insurance
  • Homeowners Insurance
  • Condominium Insurance
  • Renters Insurance
  • Commercial Property Insurance
  • Builders Risk Insurance
• Property Damage Claims
  • Flood Damage
  • Hurricane Damage
• General Liability Insurance
• Auto Insurance Claim Dispute
  • Property Damage Liability (PD or PDL)
  • Bodily Injury Liability (BI or BIL)
• Bad Faith Insurance
• Disability Insurance Claims
• Worker's Compensation Claims
• ERISA Claims
• Social Security Claims

The insurance company may attempt to offer you a settlement to avoid paying a larger price later or unwanted media attention. It's important to carefully consider all options open to you before signing on the dotted line. It is in your best interests to review both your policy and claim with an experienced Tampa insurance attorney.

Additionally, Florida has a statute of limitations for insurance claim lawsuits, which set a time limit in which you can file after the initial insurance claim. While the range may be anywhere from 2 to 5 years, it is best done as close to the claim incident as possible. An experienced insurance law attorney can use this time to collect any time-sensitive information, such as evidence, documents, and witness testimony.

During your free, initial consultation, Michael Germain will personally walk you through your legal options and answer any questions you may have. Call 813-835-8888 or send an online message to review your case with Germain Law Group. Begin the process of gaining the compensation that you deserve from your insurer.