Dedicated to advocating personal and property interests throughout the state of Florida

(813) 835-8888

Our staff is always ready to help you.
Call today for a free consultation.

Member of the Best Attorneys of America Member of the Best Attorneys of America Member of the Florida Justice Association Member of the Florida Justice Association Top Rated by AV Preeminent Top Rated by AV Preeminent Superb Rated by Avvo Superb Rated by Avvo Top Rated by Super Lawyers Top Rated by Super Lawyers Member of American Inns of Court American Inns of Court

Agent Errors and Omissions

Errors and Omissions insurance, more commonly known as E&O insurance, is also referred to as professional liability insurance. Many insurance agencies have these kinds of policies to protect themselves in the event that an employee commits an oversight that results in a customer filing a legal claim against the company.

When a person is denied coverage or suffers another kind of financial harm as the result of an insurance agent's error or omission, that individual may be able to file a claim to seek legal damages. It is highly recommended that consumers retain legal counsel for help determining who may be liable for an insurance agent's failure to accurately inform a customer about the coverage or other limitations of his or her insurance policy.

Lawyer for Agent Errors and Omissions in Tampa, FL

Did you suffer financial harm as the result of an insurance agent's negligence? You will want to contact Germain Law Group as soon as possible.

Tampa insurance attorney Michael B. Germain represents clients in communities all over Brevard County, Hillsborough County, Manatee County, Pasco County, and Pinellas County.

Call (813) 835-8888 to have our lawyer review your case and discuss all of your legal options during a free initial consultation.

Back to top

Hillsborough County Agent Errors and Omissions Information Center

Back to top

Types of Agent Errors and Omissions in Florida

The basis for a professional liability claim can vary, depending on the information and type of service that was provided. Some of the most common E&O claims include, but are not limited to:

Back to top

Agent Errors and Omissions Claim Process in Hillsborough County

When an insurance agent's negligence has financially harmed a person, the first thing that must be determined is whether the agent was an independent broker or his or her company may also be liable. An experienced insurance attorney in Tampa can assist you in determining all responsible parties relating to your claim 

It is essential to secure legal representation early on in the E&O claims process, as agents or insurers may attempt to settle claims on their own instead of submitting their own claims to E&O insurance providers. A lawyer can negotiate a settlement on your behalf or file a lawsuit if the agent or insurer is unwilling to adequately compensate you for the harm caused by the agent's negligence.

Back to top

Florida Agent Errors and Omissions Resources

Title Agency Compliance Information — The Division of Insurance Agent and Agency Services is one of 13 divisions within the Florida Department of Financial Services. On this section of the division's website, you can learn more about what insurance businesses must do to remain in compliance. The errors and omissions insurance section provides a link to Florida Statute § 626.8419, which establishes that a title insurance agency must obtain errors and omissions insurance in an amount acceptable to the insurer appointing the agency and the amount of the coverage must be at least $250,000 per claim and an aggregate limit with a deductible no greater than $10,000.

Errors & Omissions Insurance — View the full text of a four-page PDF document explaining who needs errors and omissions insurance. The document discusses who is considered a professional, what errors and omissions insurance is, and what errors and omissions insurance typically covers. You can also learn more about how errors and omissions claims can be avoided or mitigated.

Back to top

Find an Agent Errors and Omissions Lawsuit Attorney in Tampa, FL

If you were financially harmed by the negligence of an insurance agent in the Tampa Bay area, it is in your best interest to immediately retain legal counsel. Germain Law Group assists individuals in communities throughout Charlotte County, Hillsborough County, Indian River County, Sarasota County, St. Lucie County, and many other surrounding areas.

Michael B. Germain is an experienced insurance lawyer in Tampa who has been recognized as a Florida SuperLawyer for his work fighting insurance companies.

He can provide an honest and thorough evaluation of your case when you call (813) 835-8888 or complete an online contact form to receive a free, confidential consultation.

This article was last updated on Thursday, February 15, 2018. 

Visit Our Office
3412 Bay to Bay Blvd. Ste. K
Tampa, FL 33629
All meetings are by appointment only.
Map It
Watch Our Videos
Germain Law Group Videos
Meet Our Attorney
Attorney Michael GermainMichael B. Germain is the founder of the Germain Law Group. For over a decade, Michael has been involved in litigating insurance claims and complex commercial matters.
Read More