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We represent people whose lives have been turned upside down by a tragic loss.Hear what our clients have to say about their experience.
Florida Insurance Lawyers
Aggressive legal representation for policyholders experiencing an insurnace claim dispute.We protect the rights of Floridians by holding insurance companies accountable.
Types of Disputes
Types of Insurance Policies
Attorney Michael B. Germain
Attorney Michael B. Germain
Michael B. Germain is the founder of the Germain Law Group. For over a decade, Michael has been involved in litigating insurance claims and complex commercial matters. Michael's practice is focused on representing policyholders, both individuals and businesses against their insurance companies.Learn more About Michael
Causes of Property DamageMore Cauess of Preoprty Damage
Florida Insurance Lawyers
Areas We Serve
Proudly serving the entire state of Florida,including each of the following counties:
- Indian River
Germain Law Group, P.A.
An accident or natural disaster can strike at any time creating a heavy financial burden for you and your family. From the cost to repair physical damage to your property, to medical bills, to the loss of your income, to the cost to defend your company against a lawsuit when your liability insurance company refuses to provide you with a defense.
Most people assume that their insurance companies will fully protect them if an unfortunate event occurs. That is why the person bought insurance in the first place. Unfortunately, thousands of Americans each day discover that this is not always the case. Instead, their insurance companies ignore them, delay their claims and then deny coverage. As a result, these individuals and companies are forced to face their losses alone.
Insurance companies often have their own best interests in mind, rather than those of the insured policyholder. Despite paying monthly or annually for a policy, the insured individual or business owner can find themselves facing the brunt of their losses after their insurance claim is denied or underpaid. After a claim is denied, the person should seek our the advice of an attorney to find out more about their legal recourse in order to recover the compensation they deserve from their insurance company.
Experienced Legal Counsel When You Need it Most
The attorneys at the Germain Law Group are dedicated to protecting the rights of insured policyholders. Based in Tampa, Hillsborough County, this insurance law firm represents a diverse group of clients throughout the Central Florida region. No matter the complexity of the insurance claim, each client gets the benefit of confident and experienced legal guidance at their side, every step of the way. The Germain Law Group also provides dedicated representation for personal injury, commercial litigation, and general civil matters.
Michael Germain is the founder of the Germain Law Group. The 2015 Florida SuperLawyer built his law firm on honesty, preparation, and open-communication. Michael Germain helps clients understand their legal options and the most favorable paths to pursue, whether it means trial or settlement. If a case will benefit from a trial, clients can be assured that the Germain Law Group will aggressively fight for their best interests, even against large insurance companies.
If you live in Hillsborough County, Pinellas County, or the surrounding areas in the greater Tampa Bay area, then call 813-835-8888 or send an online message to learn more about your legal options. During your free, no-obligation consultation, Michael Germain will explain the best options available to you and the steps needed to help take you there. You have already suffered enough and should not have to go through more pain because an insurance policy was not honored. Call today to begin the path towards regaining your future.
Standing up for the People
When dealing with an insurance claim, it is vital to remember where the insurance company’s interests lay. The insurance company is a business, which is first and foremost obligated to shareholders. This means that the insurance company is concerned about the bottom line and is most likely going to act out of self-interest, including denying or delaying otherwise legitimate claims.
As you may imagine, disputes over insurance claims are common, especially with the complexity of insurance agreements and the current state of the economy. Insurance disputes can arise for property insurance claims, liability insurance claims, auto insurance claims, life insurance claims, health insurance claims and any other type of insurance matter.
Property owners are exposed to loss from sinkholes, hurricanes, floods, wind, fire, lightning, and other natural events. Those types of property claims are especially likely in Florida and areas along the coast, such as Brevard County and St. Lucie County. When you have a disputed insurance claim, you need to seek legal guidance to fight for the compensation that you deserve, including the cost to repair your home or building, legal fees to defend a lawsuit, lost wages, medical bills and other financial obligations.
The Germain Law Group stands as an advocate for people who are suffering under these unfair situations. Insurance litigation requires a different approach than many other legal practice areas. A successful insurance case often relies on extremely meticulous preparation and attention to detail. After all, the insurance policy that a person agrees to is created by the insurance company, which anticipates many of the plaintiff’s claims or arguments. Michael Germain makes every effort to prevent the insurer from taking advantage of loopholes as he thoroughly presents his clients’ cases.
Aggressive Commercial Litigation
Businesses are exposed to loss caused by fraud, employee theft, contractual disputes, violations of non-compete agreements, tortious interference with business relationships, copyright infringement, unacceptable employment practices and other matters. Regardless of the size of the business, this can potentially result in serious financial losses, which can devastate smaller businesses. Experienced legal representation is needed in these cases to protect valuable assets and ensure smooth future business operations.
Michael Germain is experienced in handling complex business matters and small business litigation throughout Florida, including the communities of Manatee County and Pasco County. He understands the issues facing today’s business owners and makes it a priority to give them the informed legal counsel that they need. This includes commercial and business litigation, alternative disputes procedures and day-to-day counseling regarding potentials claims for or against your company. With the Germain Law Group, you can rest assured that you will have both a strong advocate and a trusted advisor at your side.
Regain Your Future and Freedom
You deserve fair compensation from the insurance policy that was meant to protect you against these losses. If you believe that your insurance claim has been unfairly denied or that you have not received the compensation you deserve under your policy, it is time to seek experienced legal guidance. Germain Law Group represents clients throughout Florida, including Indian River County who are in need of dedicated counsel.
Call 813-835-8888 today or send an online message to have your case evaluated by an experienced Tampa insurance law attorney. Michael Germain will review your case, help you make sense of your situation, and explain the paths available to you. The first step towards gaining the compensation that you deserve begins with a phone call.