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Termite Damage Insurance Claims

Termite damage is a common area for insurance companies to deny your claim when they should be paying out.  Insurance agents will often claim your policy does not cover termite damage, even when it actually does.  Even if there is a specific termite exclusion written into your policy, it may be possible to recover damages caused by or related to termites based on another clause in your policy.

Tampa Termite Damage Insurance Lawyer

Contact the Germain Law Group at (813) 835-8888 for a consultation about your termite damage insurance claim in Tampa, Florida. Attorney Michael B. Germain is knowledgeable in all areas of Florida’s insurance laws, and experienced with termite damage claims. Call the Germain Law Group today about your property damage claim throughout the areas of Hillsborough County, Polk County, Pinellas County and Hernando County, Florida.


Termite Damage Insurance in Florida

If your property is damaged by termites, you may be able to recover your damages from your insurance company, whether you have a homeowner’s or business policy.  Termites, including the eastern subterranean termite and the dry wood termite, thrive in Florida’s climate and damage from them is a common problem for building owners.

Insurance companies often categorically deny claims related to termite damage.  Insurance agents will even attempt to discourage you from filing a claim by telling you that termite damage is not covered by your policy, even when it actually is covered by the policy.

Even if there is a termite exclusion written into your policy, it may still be possible to recover damage related to termites.  A careful reading of your policy may find a way to recover damages, even if a termite exclusion is written into the policy.  For example, if a building collapses due to termite damage, you may still be able to recover damages based on coverage for “collapses” even if there is a termite exclusion elsewhere in the policy.

Other legal options may also be available to you, such as a lawsuit against an exterminator who failed to do their job properly, or a lawsuit against whoever you bought the property from if it had hidden termite damage or infestation at the time of the sale.


Finding the Best Termite Damage Insurance Attorney in Central Florida

Contact the Germain Law Group today for a consultation about your termite damage insurance claim in Hillsborough County, Pinellas County, Brevard County, and Manatee County. Michael B. Germain is an experienced insurance attorney in Tampa who will examine the facts of your situation and help you determine the best course for pursuing your termite damage claim. Contact the Germain Law Group at (813) 835-8888 for a consultation about your termite damage insurance claim throughout Central Florida, including Tampa, Sun City Center, Hunters Green, and surrounding communities.