The beautiful bayside of Sarasota County has kept visitors returning and residents eager to stay. The county boasts a large population of around 380,000 people and currently names its county seat as Sarasota. The county may be environmentally and culturally vibrant, but natural disasters are common in the area. Property damage including fire and flooding are common in the county of Sarasota. Many residents depend on their insurers so they can get back on their feet after experiencing such tremendous loss.
These insurance companies may not always practice in good faith and could dispute or deny a covered claim so they can minimize payout. This is especially common after a large storm or natural disaster as the insurance company may be facing a flood of claims at once. No matter the circumstances, it’s unacceptable for an insurance company to act in bad faith when handling a claim. If your insurance claim was disputed or denied despite being covered, we urge you to get in contact with Germain Law Group, P.A..
Insurance Claims Attorney in Sarasota, FL
Did your insurance company dispute or a deny your claim although it’s covered in your policy? If so, it’s within your best interest to get in contact with a skilled Sarasota insurance lawyer as soon as possible such as Germain Law Group, P.A.. Michael B. Germain is a Sarasota insurance law attorney with over a decade’s worth of experience at his disposal. He can utilize the litigation and negotiation skills he’s learned over the last ten years to help you obtain the compensation you were promised by your insurance company.
Set up your first consultation with insurance attorney Michael B. Germain in Sarasota and the greater Sarasota County area. We accept clients throughout the county including Venice, Sarasota, Siesta Key, North Port, The Meadows, Nokomis, Fruitville, Osprey, Bee Ridge, Gulf Gate Estates and Sarasota Springs.
- What Does an Insurance Claims Lawyer Do?
- Can You Sue an Insurance Company for Lying?
- Civil Litigation Matters We Handle
- Sarasota County Cities We Serve
- Insurance and Court Resources in Sarasota County, FL
What Does an Insurance Claims Lawyer Do?
Insurance lawyers handle all forms of tort litigation for policyholders against their insurers. Ultimately, their goal is to negotiate or litigate for their client, so they receive compensation for their covered losses. A policyholder can hire an attorney to assist them with a claim, so they face minimal roadblocks. In most cases, however, claims lawyers are hired when the insurance company disputes or denies their valid claim.
The first step an insurance coverage attorney will take when assisting a client is take over all communications with the insurance company. This will relieve you from directly communicating with your insurer and save you a lot of time. Your insurance attorney can discuss the claim with your insurer for you and then relay what they said in a succinct and straightforward manner. You will no longer have to jump through hoops and hurdles in hopes of understanding the confusing verbiage used by adjusters or agents.
Once your attorney takes over communications, they can determine if your agent or adjuster is misrepresenting any facts in your policy. They can then provide the insurer with proof as to why the claim is valid and why coverage should be distributed. Insurance agents are much more likely to be 100 % honest when they are speaking to an attorney as they know they’re discussing the claim with someone well-versed in insurance law.
Additionally, your attorney can hire their own public adjuster to analyze the damage/losses related to your claim. The adjuster can disprove any wrong evidence from the insurer and supplant even more proof your claim is valid. If your insurer still won’t provide a fair settlement, your attorney can then take the steps to begin filing a lawsuit against them. They can draft and send a demand letter, fill out important forms, attend court scheduled dates, collect evidence to present, and litigate for you in a court of law.
Can You Sue an Insurance Company for Lying?
The short answer is yes, you can definitely sue your insurance company for lying to you. Insurers are obligated to handle and resolve every claim they receive in good faith. That means they must extend their greatest effort to determine if the claim is covered under the policy, offer an appropriate settlement, and then send that compensation in a timely manner. Insurance companies who fail to handle their claims in good faith can be held liable.
Lying, misconstruing, or misrepresenting facts or provisions in the policy would be considered a bad faith practice. Other possible bad faith actions include, but are not limited to:
- Giving low-ball offers that are less than what the claim is worth
- Failure to send the settlement check in a prompt manner
- Not communicating in a timely manner with policyholders
- Denying a claim without a proper investigation
- Conducting an investigation without implementing or adopting proper standards
Civil Litigation Matters We Handle
Michael B. Germain handles all forms of civil litigation in addition to assisting policyholders. The following are some civil litigations cases we handle at Germain Law Group, P.A..
- Intentional Infliction of Emotional Distress
- UCC – Sales of Goods
- Personal Injury
- Deceptive Trade Practices
- General Business Disputes
- Unfair Business Practices
- Contractual Disputes
- Wage Garnishment
- Levying Property
- Small Business Litigation
- Fraudulent Inducement
- Debt Collection
- Real Property Disputes
- Construction Defect Litigation
- Invasion of Property
Sarasota County Cities We Serve
- North Port
- Longboat Key
- Bee Ridge
- DeSoto Lakes
- Siesta Key
- Sarasota Springs
- Lakewood Ranch
- Gulf Gate Estates
- Kensington Park
- South Sarasota
- South Venice
- The Meadows
- Venice Gardens
- Ridge Wood Heights
- South Gate Ridge
- North Sarasota
Court and Insurance Resources in Sarasota County, FL
Twelfth Judicial Circuit Court – Visit the official website for the 12th Judicial Circuit Court to learn more about the extent of their jurisdiction over civil cases. Access the site to learn more about the judges on the court, the court docket, resources for citizens and more.
Sarasota County Clerk – Visit the official website for Karen E. Rushing, the current county clerk for Sarasota County. Access the site to learn more about how to search up a case, finance a payment, current services of the court, and answers to your frequently asked questions.
Florida’s Insurance Code – Visit the official website for Online Sunshine, a collection of Florida’s laws and legislation. Access the site to learn about civil remedies under the code and which state departments have jurisdiction over which case.
Sarasota Insurance Claims Attorney in FL
Instead of letting your insurance company give you the runaround, hire an experienced insurance attorney. Having an insurance claims attorney as your representative will give you the tools and information you need to pursue the compensation you were entitled to. They can also negotiate with your insurer and litigate on your behalf if the case goes to court.
Find a skilled and knowledgeable insurance claims attorney with Germain Law Group, P.A.. He has over 10 years of experience dedicated to insurance law and assisting policyholders. Call Germain Law Group, P.A. now at (813) 835-8888 to set up your first consultation free. Germain Law Group, P.A. accepts clients throughout the greater Sarasota County area including The Meadows, Venice, Siesta Key, North Port, Nokomis, Sarasota, Fruitville, Osprey, and Bee Ridge.