Polk County is centrally located in the state of Florida with a booming population of around 600,000 people. Although the county doesn’t border any large body of water, it still experiences its fair share of natural disasters such as hurricanes or tornadoes. Property damage to individual’s businesses and homes is pretty common after one of these natural events. These vulnerable citizens will often turn to their insurance company for assistance. However, what happens if your insurance company denies your covered claim?
Insurance companies are still a for-profit business so they will do anything to minimize your coverage, which includes denying or disputing your claim. In these instances, it’s best you consult with an experienced insurance claims attorney as fast as possible. An insurance attorney can examine your claim and determine if you’re eligible for coverage. They can then take over communications with your insurer and even take legal action against them if they still refuse to provide a fair and equitable settlement.
Insurance Claims Attorney in Lakeland, FL
Realizing you’ve experienced a significant loss can be devastating and if your insurance company denies your claim you could be left without any options. Thankfully, you can still pursue monetary compensation from your insurer for unjustly disputing or denying your claim. To do this, you will need to hire an experienced insurance claims attorney such as Michael B. Germain of Germain Law Group, P.A..
Michael B. Germain is a skilled and knowledgeable insurance law attorney with over a decade of experience. His years negotiating with insurance companies both in and out of court put him ahead of other civil lawyers as he’s encountered every obstacle that may appear. Set up your first consultation with him by calling Germain Law Group, P.A.. Germain Law Group, P.A. practices throughout the greater Lakeland and Polk County area including Winter Haven, Bartow, Lake Wales, Davenport, Haines City, Polk City, Auburndale, and Frostproof.
- What Type of Lawyer Handles Insurance Claims?
- Should I Get an Attorney My Car Accident?
- Civil Litigation Matters We Handle
- Polk County Cities
- Civil Court Resources in Polk County, FL
What Type of Lawyer Handles Insurance Claims?
Civil lawyers who handle forms of tort litigations for policyholders which can include automobile accidents and property damage claims. Insurance claim attorneys focus on using whatever negotiation or legal action necessary to ensure their client receives a fair and equitable settlement for their claim. Many policyholders will hire an attorney even before they file a claim to ensure it’s covered under the policy guidelines.
An insurance claims attorney can examine the contents of your claim and determine if an argument for coverage exists. They can also take over all forms of direct communication with your insurance company including adjusters. This can make the whole claims process much easier as your insurance attorney will be able to easily identify any misrepresentation of facts. In addition, a skilled insurance lawyer can gather evidence to prove why the claim is covered under the policy guidelines and utilize that information to negotiate a settlement.
It can be extremely difficult to negotiate with an insurance company and even more so if they’re acting in bad faith behind the scenes. That is why it’s highly recommended you secure legal representation as soon as possible. Having an insurance claims attorney on your side can make the world of a difference in negotiations with your insurer. If they’re still not receptive to your claim, then your attorney can guide you through the lawsuit process so you can receive coverage in full.
Should I Get an Attorney for My Car Accident?
Car accidents can be extremely stressful financially, physically, and emotionally. With so much going on, it’s tempting to try and resolve any car insurance issues on your own. However, it’s highly recommended you avoid resolving your car accident claim yourself. Auto insurance companies are like any insurer and act as a for-profit business. They may dispute or deny your claim to avoid providing full coverage or even deny coverage altogether.
Bad faith auto insurance companies may utilize a multitude of tactics to inhibit, dispute, or deny your claim. Some of these include asserting the damage was preexisting, accuse you of being at fault entirely, require unnecessary information to delay the claim processing, or other various bad faith actions. Auto insurers who do any of the above or other bad faith practices are liable under Florida law.
In addition, all auto insurance companies are obligated to pay out their claim within 20 days of when the settlement has been reached. Plus, they must send an appraiser out to assess the car’s damage before they make an ultimate decision on the claim. Failure to do either of these actions could open up your auto insurance company to a lawsuit.
To avoid the runaround by auto insurers, consult an experienced insurance claims attorney. They can dissect through each part of your claim and ensure you’re eligible for coverage. Once they find an argument for coverage, your attorney can take over all direct communications with your insurer. That way you can worry about your day-to-day life without fear your auto insurance company is trying to cheat you out of coverage.
Civil Litigation Matters We Handle
Germain Law Group, P.A. doesn’t exclusively handle insurance claims and lawsuits related to them. He also is very knowledgeable in civil litigation whether it’s for contractual disputes, personal injury, unsavory business practices, or any other civil matter. The following are some civil litigation matters we handle at Germain Law Group, P.A..
- General Business Disputes
- Levying Property
- Small Business Litigation
- Fraudulent Inducement
- UCC – Sales of Goods
- Unfair Business Practices
- Intentional Infliction of Emotional Distress
- UCC – Sales of Goods
- Invasion of Property
- Deceptive Trade Practices
- Debt Collection
- Contractual Disputes
- Wage Garnishment
- Personal Injury
- Real Property Disputes
- Construction Defect Litigation
Polk County Cities We Serve
- Eagle Lake
- Haines City
- Lake Alfred
- Lake Wales
- Polk City
- Winter Haven
- Hillcrest Heights
- Cypress Gardens
Polk County Civil Court Resources
Florida’s 10th Judicial Circuit – Visit the official website for the 10th Judicial Circuit Court of Florida, which has jurisdiction over Hardee County, Highlands County and Polk County. Access the site to learn the court’s services, the current judges, the location of the Polk County court house, and answers to frequently asked questions.
Polk County Clerk of Court – Visit the official website for the Polk County Clerk, Stacy M. Butterfield. Access the site to learn more about how to look up court records, resources for citizens, court services, where to pay a court fee, and downloads to important forms.
Florida’s Insurance Code – Visit the official website for Online Sunshine, a collection of Florida’s laws and legislation. Access the site to learn about civil remedies under the code and which state departments have jurisdiction over which case.
Polk County Attorney for Insurance Claims in Florida
Are you having issues with your insurance company? Was your viable claim unjustly denied or disputed even though it was clearly covered under your policy provisions? If so, we urge you to consult an experienced insurance claims attorney like Michael B. Germain. Attorney Germain has been representing policyholders and their interests for over 10 years. He’s had promising results for hundreds of clients and can do the same for you.
Set up your first consultation with Germain Law Group, P.A. by calling his office at (813) 835-8888. Germain Law Group, P.A. accepts clients in Manatee County and other nearby counties including Hillsborough County, Pinellas County, Bay County, Orange County, Pasco County and Brevard County.