Miami-Dade County

The most populous count in Florida, Miami-Dade is known for its vibrant communities, environment, and culture. The county is one of the largest in terms of both land and population with one of the most famous cities in Florida Miami as it’s county seat. However, the county’s colorful and beautiful demeanor doesn’t save it from the natural disasters that occur annually in the state of Florida. Every year the state is hit with hurricanes, sink holes, tornadoes and other storms/natural events that could cause substantial loss.

These storms or other natural disasters could extensively damage a person’s home or business. That is why most Miami-Dade residents rely heavily on their insurance companies to help them get back on their feet. Unfortunately, the insurance company is not always looking out for what’s best for the policyholder. They may instead use whatever means possible to minimize or deny your claim including misrepresent facts or fail to conduct a proper investigation. If your insurance has denied or disputed your covered claim, then we urge you to contact Germain Law Group, P.A..

Miami Insurance Claims Lawyer in Florida

Getting back on your feet after a natural disaster or any type of loss can be incredibly difficult. Your insurance company should have your back and their attempts to minimize or deny your covered claim could be an act in bad faith. If you believe your insurance is in breach of contract, then it’s within your best interest to contact Miami-Dade insurance attorney at Germain Law Group, P.A..

Michael B. Germain, the founder of Germain Law Group, P.A., has been practicing law for over a decade. He is focused on doing whatever possible to help policyholders receive the compensation they deserve. His extensive practice and knowledge of insurance law will give you the edge you need so you can finally recover from your losses. Set up your first consultation with Germain Law Group, P.A. today by calling him at (813) 835-8888.

Germain Law Group, P.A. accepts clients throughout the greater Miami-Dade County area including Miami, Miami Beach, Hialeah, Homestead, Kendall, Doral, Coral Gables, North Miami, Aventura, and North Miami.

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What is Insurance Coverage Counsel?

Obtaining legal counsel is another term for hiring an attorney to represent you in a legal matter. Insurance coverage counsel is a type of lawyer who focuses their practice on all forms of tort litigations for policyholders against their insurance companies. The goal of an insurance attorney is to utilize whatever negotiation or litigation skills they have at their disposal, so their client receives full and fair compensation from their insurer. Policyholders will often hire an insurance claims attorney if they believe their insurance company disputed or denied their claim although it’s covered under the provisions of the policy.

If you believe your insurance company is in breach of your contract, you may want to consult with an insurance claims attorney. An insurance lawyer can completely take over all forms of direct conversation with your insurance company. You will no longer have to endure long phone calls with your broker or adjuster and having to deal with verbiage you aren’t familiar with. Your insurance lawyer will instead negotiate with your insurer directly and can then determine if they’re misrepresenting any facts or provisions in the policy.

In addition to taking over all communication, your attorney can also hire their own adjuster to conduct an investigation. This third-party adjuster can collect facts and proof as to why your claim should be approved. If your insurance company is still disputing the claim, then your lawyer can file a lawsuit against them for acting in bad faith. They can draft up a demand letter, fill out important documentation, appear at court dates for you, and do whatever possible to sway the court’s opinion so you receive the coverage you’re entitled to.

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What to Do if Your Car Insurance Claim is Denied in Miami

Miami is infamous for its traffic and thanks to the county’s population the city of Miami isn’t the only area known for car accidents. The residents of Miami-Dade County face car accidents every day and are forced to go to their car insurance companies so they can recover. Auto insurance companies, however, operate like any for profit business and may deny or dispute your claim even though it’s covered within your policy.

If this happens to you, it’s imperative you do not attempt to solve any car insurance issues on your own and instead secure legal representation. An experienced car insurance attorney can examine the contents of your claim to determine if there exists an argument for coverage. They can then take over all negotiations with your insurer completely. That means you’ll no longer be given the runaround by your insurance company or have to fetch them unnecessary paperwork that bogs down the whole process.

Your attorney can then file a lawsuit against your insurance company if they still refuse to provide fair and full compensation. They can then write up your demand letter, fill out any important forms, and attend scheduled court dates on your behalf. In court, your Miami-Dade car insurance attorney can then present evidence as to why your claim was covered under policy guidelines. If your attorney successfully sways the court opinion, you’ll be granted a settlement based on your damages.

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Civil Litigation Matters We Handle

Michael B. Germain handles all forms of tort litigation including personal injury, contractual disputes, and other civil matters. The following are some civil litigations cases we have  Germain Law Group, P.A..

  • Intentional Infliction of Emotional Distress
  • UCC – Sales of Goods
  • Personal Injury
  • Deceptive Trade Practices
  • General Business Disputes
  • Unfair Business Practices
  • Contractual Disputes
  • Wage Garnishment
  • Levying Property
  • Small Business Litigation
  • Fraudulent Inducement
  • Debt Collection
  • Real Property Disputes
  • Construction Defect Litigation
  • Invasion of Property

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Cities in Miami-Dade We Serve

Please note that this is by no means an exhaustive list of cities we serve in the greater Miami and Miami-Dade area. The following are some, but not all cities and communities we serve:

  • Aventura
  • Miami
  • Coral Gables
  • Doral
  • Florida City
  • Hialeah
  • Hialeah Gardens
  • Homestead
  • Miami
  • Miami Beach
  • Miami Gardens
  • Kendall
  • Miami Springs
  • North Bay Village
  • North Miami
  • North Miami Beach
  • Opa-locka
  • South Miami
  • Sunny Isles Beach
  • Sweetwater
  • West Miami

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Insurance and Court Resources in Miami-Dade County, FL

Eleventh Judicial Circuit of Florida – Visit the official website for the Eleventh Judicial Circuit of Florida to learn more about their jurisdiction over civil matters. Access the site to read up on the current judges, check the docket for civil matters, learn the new restrictions for social distancing and masks in regard to COVID-19, and court services online.

Miami-Dade County Clerk – Visit the official website for Harvey Ruvin, the current Miami-Dade County Clerk of the Courts. Access the site to look up court records, download important necessary court forms, pay a court fee online, and resources for small claims court.

Florida’s Insurance Code – Visit the official website for Online Sunshine, a collection of Florida’s laws and legislation. Access the site to learn about civil remedies under the code and which state departments have jurisdiction over which case.

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Insurance Claim Attorney in Miami, FL

Have you been having issues with your insurance company or in need of representation for a civil matter? If so, look no further than Miami property claims or insurance attorney Michael B. Germain of Germain Law Group, P.A.. Michael Germain is an experienced property claim attorney in Miami who has over 10 years of experience he can extend towards your case.

Call (813) 835-8888 now to set up your first consultation free. Germain Law Group, P.A. accepts clients throughout the greater Miami-Dade and Miami metropolitan area including Kendall, Doral, Coral Gables, Miami, Aventura, Miami Lakes, Miami Gardens, and Homestead.

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