Manatee County ranks as 15th among Florida counties in population and is located on the western coast of Florida. The county has experienced its fair share of natural disasters including hurricanes, tornadoes, sink holes, and other possible sudden events. For these reasons, Manatee County residents heavily rely on their insurers in the event of a natural disaster.
So, what do you do when your insurance company denies your otherwise valid claim? In these instances, it’s best you consult an experienced insurance claims attorney. Your attorney can examine every provision of your policy to determine if a strong argument for coverage exists. They can negotiate with adjusters, gather evidence to support your claim, and go to court if necessary, to ensure you maximize the potential of your claim. If you are having issues with your insurance company, we highly encourage you act now and consult an insurance lawyer.
Insurance Claims Attorney in Manatee County, FL
Michael Germain of Germain Law Group, P.A. is an experienced civil litigation and insurance claims attorney who has litigated complex civil matters for over ten years. He has focused his practices on representing individuals and businesses who have had their policyholder rights violated by their insurance companies. Additionally, attorney Germain has extensive experience with civil litigation matters including unfair business practices and contractual disputes.
If you have found yourself at odds with your insurer or in need of a civil court attorney, we urge you to contact Germain Law Group, P.A.. You can reach attorney Germain’s office at (813) 835-8888 to set up your first consultation with him free of charge. Germain Law Group, P.A. accepts clients throughout the greater Manatee County area including Bradenton, Palmetto, Lakewood Ranch, Holmes Beach, Ellenton, Anna Maria, Cortex, Whitfield, and Samoset.
- When to Hire an Insurance Claims Attorney
- Should I Get an Attorney for an Auto Accident in Florida?
- Civil Litigation Matters We Handle
- Manatee County Cities We Serve
- Court and Insurance Resources in Manatee County, FL
When to Hire an Insurance Claims Attorney
Although you might not think it’s necessary, it’s highly recommended you hire an experienced attorney before you file your claim. The reason for this is because a skilled insurance claims attorney can inspect your policy and the contents of your claim to ensure you’re eligible for coverage. They can also collect evidence of loss and interact with your insurance company for you entirely. You might scoff at the idea of hiring an attorney when the claim hasn’t even been filed yet, but often doing so will help you avoid any possible insurance issues down the road.
Insurance companies are integral to our society, but they are still a for profit business. Insurers will do whatever they can to minimize coverage so they can profit off your policy. They may use dishonest or unfair practices, also known as acting in bad faith, to avoid providing fair and full compensation. Some of these unfair practices may include failing at communicating properly, providing low-ball offers for claims, denying claims without an investigation, misrepresenting facts about the policy or policy provisions, and failing to send a settlement check on time.
You can avoid these bad faith actions early if you hire an experienced insurance attorney to handle their claim. They can spot any suspicious behavior from the insurance company and won’t be fooled if adjusters or brokers attempt to misrepresent facts.
The claims process is much smoother with a knowledgeable attorney on your side. However, if you’ve already filed a claim and are facing issues then it’s not too late for you to hire an attorney. In fact, it’s even more necessary to hire an insurance claims attorney if you’re facing problems with your insurer. They can assess the original claim, take over all communications with the insurance company, and even take them to court if necessary.
Should I Get an Attorney for an Auto Accident?
It’s tempting to attempt to resolve to opt out of an attorney and instead try to solve your auto insurance issues on your own. However, it’s highly recommended you avoid this at all costs. Auto insurance companies, like any insurer, may dispute or deny your auto accident claim by asserting there was preexisting damage to the car, accuse you of being at fault, require unnecessary information to stall the claim, and other bad faith practices.
Auto accident insurers are obligated to pay out a claim within 20 days from the time the settlement has been reached. They must also send an appraiser out to assess the car’s damage so they can determine a settlement amount. Failure to do either of these actions may mean the insurance company is acting in bad faith.
Having an attorney on your side for an auto accident claim is the best way to avoid the insurance company giving you the runaround. A car accident attorney can quickly assess the claim to determine if there exists an argument for coverage. They can then communicate with your insurer for you and demand the compensation you need. If the insurer is still denying fair compensation, then your attorney can assist you with filing a lawsuit against them for damages.
Civil Litigation Matters We Handle
Michael Germain of Germain Law Group, P.A. doesn’t only handle insurance claims matters. He is also well versed in civil litigation whether it be for unsavory business practices, personal injury, contractual issues, real property disputes and any other civil matter. He has over 10 years of experience helping his clients pursue monetary damages through civil litigation with promising results.
The following are some civil litigation matters we handle at Germain Law Group, P.A..
- UCC – Sales of Goods
- General Business Disputes
- Levying Property
- Small Business Litigation
- Fraudulent Inducement
- Unfair Business Practices
- Contractual Disputes
- Wage Garnishment
- Personal Injury
- Real Property Disputes
- Construction Defect Litigation
- Intentional Infliction of Emotional Distress
- UCC – Sales of Goods
- Invasion of Property
- Deceptive Trade Practices
- Debt Collection
Manatee County Cities We Serve
- Anna Maria
- Holmes Beach
- West Samoset
- Bradenton Beach
- West Bradenton
- South Bradenton
- Bayshore Gardens
Insurance and Court Resources in Manatee County, FL
The Twelfth Judicial Circuit – Visit the official website for the Twelfth Judicial Circuit court, which has jurisdiction over Manatee County, Sarasota County, and DeSoto County. Access the site to learn more about the current judges for the court, locations of the various courthouses, the trial docket for civil cases, and answers to your frequently asked questions.
Manatee County Clerk – Visit the official website for the clerk of Manatee County Angelina “Angel” Colonneso. Access the site to gain access to important forms, search up a civil case online, pay a court payment online, set up an appointment with the clerk, and more.
Florida’s Insurance Code – Visit the official website for Online Sunshine, a collection of Florida’s laws and legislation. Access the site to learn about civil remedies under the code and which state departments have jurisdiction over which case.
Bradenton Attorney for Insurance Claims in Florida
If you have experienced issues with your insurance company, then we urge you to contact Michael Germain of Germain Law Group, P.A.. As an experienced insurance attorney Michael Germain is fully equipped to counsel individuals on the merits of their insurance claims and do whatever possible to ensure they get the compensation they deserve.
To set up your first consultation with attorney Germain, call his offices at (813) 835-8888. Germain Law Group, P.A. accepts clients throughout the greater Manatee County area and surrounding counties including Hillsborough County, Pinellas County, Pasco County, Polk County, Sarasota County, Citrus County, Orange County and Brevard County.