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Fallen Tree Liability

With the large number of tropical storms, hurricanes, and even regular thunderstorms, it should come as no surprise that Florida residents deal with a lot of fallen debris.

A fallen tree, however, can happen at any time and other issues that accompany tree liability, such as overhanging branches or encroaching roots can be just as complex.

Because branches and roots frequently cross property lines, figuring out who may be responsible for property damage due to a fallen tree can substantially impact an individual’s Florida property insurance.

Under Florida law, the health of a tree and what caused its fall will determine who is liable for any resulting property damage and the tree’s removal.

Attorney for Fallen Tree Liability in Tampa, Florida

If you or someone you know has had a tree fall on their property, or if a tree on your hard has fallen on someone else’s property and you need an attorney to help you determine your liability options, contact an experienced insurance attorney at Germain Law Group.

Our experienced insurance attorney in Hillsborough County handles multiple types of insurance cases like battling homeowner’s insurance agencies, flood damage claims, water damage, and similar property damage claims the Greater Tampa Bay Area.

Call Germain Law Group at (813) 835-8888 for more information.

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Overview of Fallen Tree Liability Resources

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Who Is Liable for Fallen Tree Damage?

One of the most common fallen tree scenarios involves neighbors. One neighbor has a tree that falls during a storm and damages another neighbor’s car, house, or other property. The question becomes, who is liable for the damage.

In general, the tree owner’s homeowner’s insurance policy does not cover any damage to another person’s property due to a fallen tree, even the tree removal. In many cases, it is the individual whose property was damaged who will be responsible for removing the tree and repairing his or her own property.

While this may seem inherently unfair, often it is difficult to discern which neighbor actually has ownership over a tree –especially when a tree is so close to the property line that it damages another's belongings. Most homeowner's insurance policies state that every policy owner is responsible for damage that occurs on his or her own property.

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Homeowner’s Insurance and Fallen Trees

Whether an individual’s automobile insurance. Our office takes cases throughout the Tampa Bay Area, in places like Pinellas County, Pasco County, Polk County, and Hernando County. 

Have your case reviewed during a free initial consultation when you call (813) 835-8888 or fill out an online contact form today.

This article was last updated on Friday, February 16, 2018.

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Attorney Michael GermainMichael B. Germain is the founder of the Germain Law Group. For over a decade, Michael has been involved in litigating insurance claims and complex commercial matters.
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