Dixie County is as serene as the rest of Florida bordering the Gulf Coast of Mexico. The county borders Gilchrist County, Levy County, and Lafayette County. Dixie County is home to a relatively modest population of approximately 16,500 according to the last census. It’s known for its wildlife refuges, beautiful environment, and rich history dating back to the civil war.
While Dixie County is relatively tranquil most of the year, it’s important to know that natural disasters do happen, and they are relatively frequent. The county, as all counties in Florida, is susceptible to various natural disasters annually that could damage or even demolish a building with ease. Many businesses and homeowners purchase property insurance in an effort to protect their property from these inevitable disasters.
However, some insurance companies will deny partial or even full compensation without a valid reason. They may do this in an effort to make a profit off your policy and to avoid providing the coverage they are obligated to give. If your insurance company denied or disputed your valid property insurance claim, we urge you to contact an experienced Dixie County insurance lawyer in Florida.
Insurance Claims Lawyer in Cross City, Florida
Handling a natural disaster in any capacity is a struggle. But when your insurer refuses to provide coverage for damage covered in your policy—it can feel as if you have no options left. Thankfully, this isn’t true and there is a path to compensation. We suggest you get in contact with Michael Germain of Germain Law Group, P.A. to start looking into your legal options today.
Michael B. Germain has practiced insurance law for over a decade with success. He has assisted thousands of policyholders recover and held many insurers responsible for their bad faith actions. Set up your first consultation by calling Germain Law Group, P.A. today at (813) 835-8888.
Germain Law Group, P.A. accepts clients throughout the greater Dixie County area including Cross City, Old Town, Jena, Shamrock, Suwannee, Shamrock, Hines, and Eugene.
- Do I Need a Lawyer for an Insurance Claim?
- Civil Litigation Matters We Handle
- Insurance Resources in Dixie County, FL
- Average Property Insurance Rate in Dixie County
- Insurance Resources in Dixie County, FL
- Dixie County Cities We Serve
Do I Need a Lawyer for an Insurance Claim?
All forms of tort litigation for policyholders are handled by insurance claims attorneys. While you don’t necessarily need an attorney when disputing an insurer’s decision. It may be the best option if you want the coverage you were promised by your insurance company. An insurance attorney can utilize their negotiation and litigation skills to fight for the compensation you were promised. It’s common for policyholders to hire an insurance law attorney if they believe their claim is unfairly being disputed or denied.
If you have reason to believe your insurer is breaching contract by denying coverage, we suggest you hire a Dixie County insurance attorney. By doing this, you will no longer be forced to spend hours on the phone frustrated with insurance agents or adjusters. Your insurance attorney can take over all those tasks for you. They understand the confusing verbiage agents/adjusters may use in an attempt to distract you from the truth. That way your insurance lawyer can determine if any facts are being misrepresented or if the insurer is acting in bad faith due to their response to the claim.
In addition to overtaking all communications with the insurance agent, your lawyer can also conduct their own investigation. If needed, your insurance attorney can hire their own adjuster to conduct an unbiased investigation. This third-party adjuster can collect the proof and facts needed to prove why your claim should have been approved. Your attorney can then analyze this evidence, interpret it, and then present it in court if necessary.
Civil Litigation Matters We Handle
Michael B. Germain handles all forms of tort litigation such as personal injury, contractual disputes, and other various civil matters. Listed below are some civil litigations cases we have Germain Law Group, P.A.
- Wage Garnishment
- Levying Property
- Small Business Litigation
- Intentional Infliction of Emotional Distress
- General Business Disputes
- UCC – Sales of Goods
- Personal Injury
- Deceptive Trade Practices
- Real Property Disputes
- Construction Defect Litigation
- Invasion of Property
- Unfair Business Practices
- Contractual Disputes
- Fraudulent Inducement
- Debt Collection
Insurance Resources in Dixie County, Florida
Florida Department of Insurance Regulation – Visit the official website for the Florida Department of Insurance, which was created to protect both policyholders and insurance companies. Access the site to learn how they enforce insurance regulations, what those regulations may be, how to file a complaint against an insurance company, and their efforts to advocate for consumer’s rights.
Florida’s Insurance Consumer Advocate – Visit the official website for the Chief Financial Officer of Florida to learn about the current Insurance Consumer Advocate (ICA) in Florida, Tasha Carter. Access the site to learn more about the ICA, make a plan to prepare for upcoming natural disaster, insurance fraud scams, their efforts in increasing education for insurance-related matters, and other valuable information.
Rules for Insurance Companies – Visit the official website for the Division of Insurance Agent and Agency Services to learn more about the statutes and rules pertaining to insurance companies and adjusters. Access the site to learn more about the rules when analyzing an insurance claim, the penalties for breaching an insurance contract, pre-licensing rules, and other laws related to insurance.
Insurance Information Institute – Visit the official website for the Insurance Information Institute or III, a site dedicated to improving the public’s understanding of insurance and how it functions. Access the stie to learn more detailed information and property damage claims, what makes an insurance company in bad faith, and more.
Average Property Insurance Rate in Dixie County, FL
|Home Value in Dixie County||Total Homes||% of Total||Average Homeowners Insurance|
|Less than $50,000||877||19.0%||$315|
|$50,000 to $59,999||492||11.0%||$663|
|$60,000 to $69,999||321||7.0%||$821|
|$70,000 to $79,999||329||7.0%||$945|
|$80,000 to $89,999||321||7.0%||$1068|
|$90,000 to $99,999||242||5.0%||$1192|
|$100,000 to $124,999||563||12.0%||$1383|
|$125,000 to $149,999||290||6.0%||$1732|
|$150,000 to $174,999||349||7.0%||$2047|
|$175,000 to $199,999||188||4.0%||$2362|
|$200,000 to $249,999||200||4.0%||$2846|
|$250,000 to $299,999||169||3.0%||$3476|
|$300,000 to $399,999||83||1.0%||$4421|
Insurance and Court Resources in Dixie County, FL
Third Judicial Circuit | Dixie County Courthouse – Visit the official website for the Third Judicial Circuit in Florida. Access the site to find answers to frequently asked questions, resources for filing a court case, who the current judges for the court are, and other valuable information.
Dixie County Clerk & Comptroller – Visit the official website for the Dixie County Clerk, Barbie Higginbotham, to learn more about her role as the clerk of the Third Judicial Circuit. Access the site to look up records, file something electronically, pay a court payment, and other important information you may need.
Insurance Code in Florida – Visit the official website for Online Sunshine, a collection of legislation that has passed in Florida. Access the site to learn more about the laws surrounding insurance companies, what they are prohibited from doing, and your rights as a policyholder.
Dixie County Cities We Serve
- Cross City
- Old Town
- Yellow Jacket
- Shired Island
Insurance Lawyer in Dixie County, FL
Insurance should make you whole, not cause you to lose even more. If you’ve been disputing with your insurer or denied coverage, we urge you to call Germain Law Group, P.A.. Michael Germain of Germain Law Group, P.A. has spent over 10 years helping policyholders pursue compensation they were promised from their insurance companies.
Set up your first consultation with an Orlando insurance attorney at Germain Law Group, P.A. today. Schedule your first no obligations appointment by calling Germain Law Group, P.A. at (813) 835-8888. Germain Law Group, P.A. accepts clients throughout the greater Dixie County area including surrounding counties such as Pinellas County, Hillsborough County, Brevard County, Pasco County, and Polk County.