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Volusia County

Found on the west coast of Florida, Volusia County is located between the St. Johns River and the Atlantic Ocean. Its proximity to multiple bodies of water puts Volusia County on the map for natural disasters including hurricanes, tornadoes, tropical storms, floods, and more. That is why so many Volusia County residents count on their insurance for coverage when their home or business has sustained unexpected property damage.

Coverage provided by insurance companies is so vital to Volusia County residents. However, some insurance companies will do whatever possible to deny full compensation or minimize coverage. They may even engage in bad faith practices to avoid providing a proper payout. These practices include dodging phone calls, asking for unnecessary paperwork, only providing low-ball settlement offers, and more.

If you’re having issues filing a claim with your insurance company, we recommend you get connected with a Volusia County property insurance disputes lawyer as soon as possible.

Daytona Beach Property Insurance Lawyer, FL

Are you having issues filing a claim? Is your insurer giving you more questions than answers? If so, we suggest consulting with Germain Law Group, P.A.. Michael B. Germain has represented hundreds of policyholders over the years. He understands what it takes to prove an insurance claim’s worth and the steps necessary to get the compensation you deserve. Call today to have attorney Germain assess the merits of your claim.

Call Germain Law Group, P.A. today at (813) 835-8888 to set up your first consultation free of charge. Germain Law Group, P.A. accepts clients throughout the greater Volusia County area including Daytona Beach, Daytona Beach Shores, DeBary, Deland, Deltona, Oak Hill, Orange City, Port Orange, South Daytona, Lake Helen, New Smyrna Beach and Ormond Beach.

Information Center:


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What is a Bad Faith Insurance Claim?

Insurance companies must act in good faith when investigating and processing a claim. Essentially, acting in good faith means the insurance company will do everything in their power to settle a claim covered under their policy terms in a fair and equitable manner. When an insurance company acts unfairly or intentionally is dishonest in hopes of minimizing coverage, then they would be guilty of engaging in bad faith practices.

Insurance companies who engage in bad faith practices can be held accountable for damages. What’s considered a bad faith action is defined under Section 624.155 of the Florida Statutes. The following are some examples of bad faith practices including, but not limited to:

  • Misrepresent facts related to the policy and claim
  • Fail to communicate with the policyholder in a timely manner
  • Fail to adopt or implement standards for proper investigations of claims
  • Only provide low-ball offers that are way below the claim’s worth
  • Deny a claim without a justifiable reason in writing
  • Fail to send a settlement check in a timely manner

Insurers who engage in any of the practices above are susceptible to legal action according to Florida laws. If your insurance company has acted in bad faith, then it’s within your best interest to retain legal counsel. Your attorney can advise you on what step to take next and of your legal options. They can also negotiate with your insurance company directly, so you aren’t talking in circles with agents and adjusters.


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Volusia County Insurance Resources

Seventh Judicial Circuit Court – Visit the official website for the Seventh Judicial Circuit Court in Florida to see how they have jurisdiction over Volusia County court. Access the site to learn more about their court services, who the justices are on the court, and directions to the Volusia County courthouse.

Volusia County Clerk & Comptroller – Visit the official website for the Volusia County clerk to learn more about their current clerk Laura E. Roth and her services. Access the site to pay a court payment online, look up a court record, download important forms, and peruse their self-help resources for Volusia County residents.

Insurance Code in Florida – Visit the official website for Florida’s laws and legislation to learn more about the rules for insurance companies in the state. Access the site to learn the definition of different types of insurance, your rights as a policyholder, and more.

Florida Recovery Resources | III – Visit the official website for the Insurance Information Institute (III), which is the largest online information source on insurance. Access the site to look at their data reports for Florida insurance companies, read Florida laws regarding insurance, and read articles about insurance issues in the state of Florida.


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Average Homeowner’s Rate in Volusia County, FL

Value of Homes in Volusia County, FL% of TotalAvg. Rate
Less than $50,0009.0%$174
$50,000 to $59,9992.0%$384
$60,000 to $69,9993.0%$466
$70,000 to $79,9994.0%$548
$80,000 to $89,9993.0%$617
$90,000 to $99,9994.0%$687
$100,000 to $124,99911.0%$804
$125,000 to $149,9999.0%$1002
$150,000 to $174,99913.0%$1189
$175,000 to $199,9998.0%$1364
$200,000 to $249,99911.0%$1644
$250,000 to $299,9999.0%$2017
$300,000 to $399,9998.0%$2565

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Other Civil Matters We Handle

  • Debt Collection
  • Levying Property
  • Small Business Litigation
  • Intentional Infliction of Emotional Distress
  • Deceptive Trade Practices
  • General Business Disputes
  • Contractual Disputes
  • Real Property Disputes
  • Construction Defect Litigation
  • Fraudulent Inducement
  • Unfair Business Practices
  • Personal Injury
  • Invasion of Property

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Volusia County Cities We Serve

  • Daytona Beach
  • DeBary
  • Deltona
  • DeBarry
  • Holly Hill
  • Lake Helen
  • New Smyrna Beach
  • Oak Hill
  • Orange City
  • Ormond Beach
  • Port Orange
  • South Daytona

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Volusia County, FL Property Claims Attorney

Your insurance company should be your greatest ally in your time of need, not your greatest source of stress. If you’re having issues with your insurance company, consult with Germain Law Group, P.A.. Attorney Germain has over 10 years of experience helping policyholders get back on their feet.

Call Germain Law Group, P.A. today at (813) 835-8888 to set up your first consultation in Volusia County and the Daytona Beach area. Germain Law Group, P.A. accepts clients in Volusia County and surrounding counties including Brevard County, Flagler County, Lake County, Seminole County, and throughout the state of Florida.


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