Considered a modest community, Taylor County can be found between Lafayette and Dixie County in the Big Bend region of Florida. The county is relatively small with a population of around 22,000 and the city of Perry as its current county seat. The area, like many regions in Florida, is a huge target for natural disasters including hurricanes, tornadoes, serious floods, and tropical storms. Because of the county’s vulnerability, residents often have insurance to cover any possible damage to their properties.
Unfortunately, some insurance companies will do anything to minimize payout and may dispute or deny your claim without a reason. They may delay the process, fail to return phone calls, ask for unnecessary paperwork, and engage in other bad faith practices in an effort to deny or minimize your claim. For these reasons and more, we highly encourage you to consult with an Taylor County insurance lawyer if you are experiencing issues with your insurance company.
Property Insurance Lawyer in Perry, FL
Your property, whether it’s your home or business, should be protected if you have insurance. You shouldn’t have to jump through hoops and hurdles just to get the coverage you were promised. Instead of running in circles with your insurer, call Germain Law Group, P.A.. Michael Germain has over ten years of experience he can utilize for your civil case.
Call Germain Law Group, P.A. today at (813) 835-8888 to set up your first consultation free of charge. Germain Law Group, P.A. accepts clients throughout the greater Taylor County area including Perry, Athena, Clara, Dekle Beach, Eridu, Iddo, Salem, Shady Grove, and Hampton Springs.
- Do I Need a Lawyer for an Insurance Claim?
- Taylor County Insurance Resources
- Average Cost of Homeowner Insurance
- Other Civil Matters We Handle
- Taylor County Cities We Serve
Do I Need a Lawyer for an Insurance Claim?
Policyholders often make the mistake of not hiring counsel when they are filing a claim. Most policyholders assume their insurer will cooperate and provide coverage if they’ve paid their premiums on time. However, some insurance companies fail to fulfill their duties and instead will gather evidence to deny or underpay your claim despite the fact it’s covered. That is why it’s incredibly important you hire an insurance lawyer before you file your claim so they can review it and take over all communications with your insurer.
An insurance lawyer who is skilled in the field will examine your policy to closely to determine if your claim has merit. They can then write up the claim for you as well as collect any evidence needed to support the claim. Once this step has been completed, your insurance lawyer can then handle all direct communication with your insurance company, including adjusters.
Letting your insurance lawyer handle these matters is a wise idea for various reasons. An insurance attorney is much quicker to spot inconsistencies or misrepresentation of facts made by your insurer. Insurance companies will have a much harder time duping an insurance lawyer into accepting a low-ball offer than they would if it was just the policyholder. Your attorney can then negotiate on an equitable settlement and take the appropriate steps if your insurance company refuses to cooperate. They can even litigate for you in court, call upon industry experts, and present evidence to prove why your claim was covered under policy guidelines.
If you’ve already filed your claim, don’t worry you can still the get the compensation you need. You can still hire an attorney to assess your claim and handle all communications with your insurance. No matter your circumstances, we highly encourage you to hire legal counsel if you’re having issues filing an insurance claim.
Taylor County Insurance Resources
Third Judicial Circuit Court – Visit the official website for the Third Judicial Circuit Court in Florida to learn more about their services for Taylor County residents. Access the site to find answers to frequently asked questions, look at their resources, find self-help links, learn who is on the court, and where the Taylor County courthouse is located.
Taylor County Clerk | Gary Knowles – Visit the official website for the Taylor County clerk, Gary Knowles, to learn more about their services for Taylor County residents and visitors. Access the site to look up a court record, file an important document online, pay a court fee, and find answers to your frequently asked questions.
Insurance Code in Florida – Visit the official website for the Florida Insurance Code to read up on their rules and regulations for insurance companies. Access the site to read the limits of risk insurance companies cover, what happens if you’re noncompliant with insurance regulations, prohibited acts during suspension, and types of insurance defined under Florida law.
Office of Insurance Regulation in FL – Visit the official website for the Florida Office of Insurance Regulation to learn more about what insurance companies must do to remain compliant under the Insurance Code. Access the site to learn more about the responsibilities of the office to ensure insurance companies and policyholders are compliant and what happens if they violate the rules under the code.
Average Cost of Homeowners Insurance in Perry, FL
|Home Value in Perry, FL||% of Total||Avg. Rate|
|Less than $50,000||26.0%||$347|
|$50,000 to $59,999||12.0%||$728|
|$60,000 to $69,999||8.0%||$896|
|$70,000 to $79,999||5.0%||$1041|
|$80,000 to $89,999||5.0%||$1176|
|$90,000 to $99,999||4.0%||$1321|
|$100,000 to $124,999||8.0%||$1523|
|$125,000 to $149,999||5.0%||$1915|
|$150,000 to $174,999||13.0%||$2262|
|$175,000 to $199,999||2.0%||$2609|
|$200,000 to $249,999||4.0%||$3136|
|$250,000 to $299,999||2.0%||$3841|
|$300,000 to $399,999||1.0%||$4872|
Other Civil Matters We Handle
- Personal Injury
- Fraudulent Inducement
- Small Business Litigation
- Real Property Disputes
- Levying Property
- Invasion of Property
- Intentional Infliction of Emotional Distress
- Deceptive Trade Practices
- General Business Disputes
- UCC – Sales of Goods
- Unfair Business Practices
- Wage Garnishment
- Construction Defect Litigation
- Contractual Disputes
- Debt Collection
Taylor County Cities We Serve
- Bucell Junction
- Dekle Beach
- Fish Creek
- Keaton Beach
- Shady Grove
- Hampton Spring
Taylor County Property Insurance Attorney | Florida Insurance Claim Lawyer
Are you having issues with your property insurance despite your claim being covered under policy guidelines? If so, we highly encourage you to get in contact with Michael Germain of Germain Law Group, P.A. With over ten years of experience, he is well-versed in property damage civil litigation and can use his past knowledge to fight for what you deserve.
Call Germain Law Group, P.A. today at (813) 835-8888 to set up your first consultation today. Germain Law Group, P.A. accepts clients throughout the greater Taylor County area and adjacent counties including Jefferson County, Madison County, Lafayette County, Dixie County, and throughout the state of Florida.