Osceola County
Osceola County is centrally located in the heart of Florida nearing Orange County and Lake County as its neighbors. The area is known for its deep history with the Seminole tribe and attracts visitors/residents with its beautiful Florida air and weather. Since the county is landlocked many are under the impression natural disasters are not as common in Osceola County. Unfortunately, this can’t be further from the truth.
Osceola County, like the rest of Florida, is a target for hurricanes and large thunderstorms that happen annually in the state. Even though the county is centrally locked, that doesn’t mean hurricanes or storms passing over the area are less powerful. Not to mention the other natural disasters that could occur such as tornadoes, large floods, and even sinkholes.
For these reasons and more, Osceola County resident’s insurance is critical. However, some insurance companies will do whatever they can to save money including minimizing or denying payout for a viable claim. If you’re experiencing issues with your insurer while filing a claim, we highly encourage you to consult with an Osceola County property damage attorney.
Property Damage Attorney in Kissimmee, Florida
Your insurance company should be giving you relief rather than stress. It’s their job to provide compensation for covered claims as long as you’ve paid your premiums on time. If your insurance company is disputing or denying your claim with little to no reason, you still have options. Consult with Michael B. Germain of Germain Law Group, P.A. who has worked as an experienced Osceola County property insurance attorney for over a decade.
Michael B. Germain understands how overwhelming it can be to resolve a claim with a bad faith insurance company. He can assess the merits of your claim, determine if coverage exists, and then negotiate with your insurer on your behalf. If needed, he can even litigate in court for a monetary award covering both your claim and damages caused by your insurer.
Set up your first consultation with Germain Law Group, P.A. by calling our offices at (813) 835-8888. Germain Law Group, P.A. accepts clients throughout the greater Osceola County area including Kissimmee, St. Cloud, Campbell, Four Corners, Poinciana, Yeehaw Junction, Celebration, and Deer Park.
Information Center:
- Lawyers Who Sue Insurance Companies
- Osceola County Insurance Resources
- What is the Average Homeowners Rate in Osceola County?
- Other Civil Matters We Handle
- Osceola Cities We Serve
Lawyers Who Sue Insurance Companies
An insurance claim and disputes lawyer handle all forms of tort litigations related to policyholders and insurance. Lawyers who sue insurance companies ultimate goal is to utilize their negotiation and litigation skills so their client receive full compensation for their claim. Most policyholders will hire an insurance claims attorney after their insurance has sent out a letter disputing or denying their insurance claim. However, some policyholders will take the extra step and hire an insurance lawyer to file their claim for them.
Hiring legal counsel before you file a claim is incredibly beneficial. The reason why? Well, if you have an insurance lawyer on your side you can rest assured, they will fight for full compensation. You can trust them to alert you if they suspect your insurer is engaging in bad faith practices or to advise you of your next best step if your insurer won’t negotiate. Plus, your insurance lawyer can write your claim and collect evidence for you to ensure its within your policy’s provisions.
While hiring an attorney before you file your claim is recommended, it’s not required. You can still receive the compensation you deserve by hiring counsel after you’ve filed the claim. Your insurance lawyer can take over all direct communications with your insurer and negotiate your claim. If they aren’t receptive to compromise, then your attorney can file a lawsuit against them for being in breach of contract.
Your attorney can then litigate in court why you deserve coverage and present evidence to support your claim. They can appear at all scheduled court dates and even use expert testimony to further back your claim. If your lawsuit is successful, then the judge will award you with a monetary award to cover your claim as well as any related damages.
Osceola County Insurance Resources in FL
Ninth Judicial Circuit Court | Jon B. Morgan Courthouse – Visit the official website of the Ninth Judicial Circuit Court to learn more about their jurisdiction over the Osceola County courthouse. Access the site to learn more about their court programs, resources for residents, directions to the Osceola County courthouse, and information on procedures for entering the building.
Osceola County Clerk – Visit the official website for the Osceola County Clerk, Kevin Soto, to learn more about their services for residents in the area. Access the site to use their online services such as filing a document online, search up court records, pay a court payment online, and other valuable information.
Office of Insurance Regulation in Florida | FLOIR– Visit the official website for the Florida Office of Insurance Regulation (FLOIR) to learn how they enforce the rules set forth by the Insurance Code for both policyholders and insurance companies. Access the site to read industry reports, look at resources, and compare rates between insurance companies.
Insurance Code in Florida – Visit the official website for Florida’s laws and legislation to learn more about insurance laws and regulations in the state. Access the site to learn more about policyholder rights, civil remedies that may be helpful, and other important information.
Insurance Consumer Advocate in FL – Visit the official website for the Florida Chief Financial Officer (CFO) to read up about the current Florida’s Insurance Consumer Advocate (ICA). The person appointed as ICA is an independent leader and dedicated to being an effective and powerful voice for the consumers in Florida. At the moment, Tasha Carter is the appointed ICA in Florida. Access her site to learn more about her plans to educate policyholders and serve as the voice of the everyday Florida consumer in the future.
What is the Average Cost of Homeowners Insurance in Osceola County, FL?
| Value of Homes in Osceola County, FL | % of Total | Avg. Rate of Homeowner’s Insurance |
| Less than $50,000 | 10.0% | $197 |
| $50,000 to $59,999 | 3.0% | $405 |
| $60,000 to $69,999 | 3.0% | $509 |
| $70,000 to $79,999 | 5.0% | $591 |
| $80,000 to $89,999 | 5.0% | $672 |
| $90,000 to $99,999 | 3.0% | $741 |
| $100,000 to $124,999 | 12.0% | $869 |
| $125,000 to $149,999 | 9.0% | $1089 |
| $150,000 to $174,999 | 12.0% | $1286 |
| $175,000 to $199,999 | 7.0% | $1483 |
| $200,000 to $249,999 | 11.0% | $1784 |
| $250,000 to $299,999 | 7.0% | $2178 |
| $300,000 to $399,999 | 5.0% | $2770 |
Other Civil Matters We Handle
- Levying Property
- Small Business Litigation
- UCC – Sales of Goods
- Unfair Business Practices
- Personal Injury
- Fraudulent Inducement
- Wage Garnishment
- Construction Defect Litigation
- Invasion of Property
- Debt Collection
- Real Property Disputes
- Intentional Infliction of Emotional Distress
- Deceptive Trade Practices
- General Business Disputes
- Contractual Disputes
Osceola County Cities We Serve
- Cloud
- Kissimmee
- Campbell
- Celebration
- Poinciana
- Yeehaw Junction
- Buenaventura Lakes
- Four Corners
Insurance Lawyer in Osceola County, FL
Don’t let your insurance company deny the coverage you were promised. Consult with Michael B. Germain of Germain Law Group, P.A. to learn your legal options and how you can recover. Michael Germain has over ten years of experience and for part of his career he defended the insurance companies. Now, he’s dedicated his practice to helping only the policyholder. Let him assist you by using his wealth of knowledge, skills, and resources.
Call Germain Law Group, P.A. today at (813) 835-8888 to set up your first consultation free of charge. Germain Law Group, P.A. accepts clients throughout the greater Osceola County area and adjacent counties including Orange County, Brevard County, Indian River County, Polk County, and throughout the state of Florida.