Jackson County
Bordering the state of Alabama, Jackson County can be found next to Holmes County, Gadsen County and Calhoun County. The region has a humble population of around 50,000 people and it’s known for its historical Jackson County war sites. Since the county is located in Florida, it’s a target for natural disasters. Tornadoes, hurricanes, tropical storms, sink holes, floods, and other natural events happen annually and destroy thousands of homes a year.
For this reason, property insurance is a must for Jackson County residents. These insurers, however, will sometimes fair and equitable coverage so they can save money. Insurance companies may dodge calls, conduct faulty investigations, and offer low-ball settlements in an effort to avoid paying the policyholder. If you believe your insurance company is engage in bad faith practices, we urge you to call an experienced insurance claims lawyer.
Insurance Lawyer in Marianna, Florida
Are you in need of a Jackson County insurance lawyer in Florida? Michael Germain of Germain Law Group, P.A. is an experienced civil litigation and insurance dispute attorney with over ten years of experience handling complex civil matters. He was a representative of insurance companies for years. Now he’s working for solely the policyholder dedicating his practice to helping Floridian consumers.
Call Germain Law Group, P.A. today at (813) 835-8888 to set up your first consultation with Michael B. Germain. Germain Law Group, P.A. accepts clients in Marianna and the greater Jackson County area including Graceville, Jacob City, Cottondale, Malone, Sneads, and Alford.
Information Center:
- How to Fight an Insurance Company
- Average Homeowner Insurance Rate in Jackson County, FL
- Jackson County Insurance Resources
- Civil Litigation Matters We Handle
- Jackson County Cities We Serve
How to Fight the Insurance Company
You’ve filed a claim you were sure was covered in your policy. However, when you receive a response, you’re offered way less than what the claim is worth, or you find out your claim has been denied altogether. Now, you may feel as if you’re out of options and out of luck. Thankfully, this isn’t true. You have the option to hire an experienced insurance attorney.
A skilled insurance claims and disputes lawyer will analyze every detail of your claim and your policy. They can determine if the claim has merit and negotiate with adjusters and agents on your behalf. More importantly, your attorney can sniff out any possible bad faith practices by your insurance company.
An insurance company acts in bad faith if they mishandle or wrongfully dispute/deny a claim. They must follow certain state and federal standards when investigating, processing, and paying out claims. Failure to follow these standards may mean the insurer is engaging in bad faith practices. These practices are illegal in Florida, so any insurer caught committing them will face administrative penalties and can be liable for damages.
The following are some examples of bad faith practices by insurance companies.
- Only giving low-ball offers much less than what the claim is worth
- Failing to communicate in a timely and prompt manner
- Misrepresenting facts related to a policy or claim
- Disputing or denying a claim without conducting an investigation
- Conducting a faulty investigation that doesn’t follow standards
- Failing to send a settlement check to the policyholder
Average Homeowner Insurance Rates in Jackson County, FL
| Value of Home in Jackson County, FL | % of Total | Avg Rate |
| Less than $50,000 | 24.0% | $304 |
| $50,000 to $59,999 | 6.0% | $641 |
| $60,000 to $69,999 | 6.0% | $799 |
| $70,000 to $79,999 | 7.0% | $923 |
| $80,000 to $89,999 | 7.0% | $1047 |
| $90,000 to $99,999 | 3.0% | $1171 |
| $100,000 to $124,999 | 9.0% | $1362 |
| $125,000 to $149,999 | 7.0% | $1700 |
| $150,000 to $174,999 | 8.0% | $2015 |
| $175,000 to $199,999 | 3.0% | $2319 |
| $200,000 to $249,999 | 6.0% | $2792 |
| $250,000 to $299,999 | 4.0% | $3423 |
| $300,000 to $399,999 | 4.0% | $4346 |
Insurance Resources in Jackson County, FL
Fourteenth Judicial Circuit Court | Jackson County Courthouse – Visit the official website for the Fourteenth Judicial Circuit and the Jackson County courthouse. Access the site to learn the rules of the court, look at the recent administrative orders by the court, find answers to frequently asked questions, and the contact information for the Jackson County courthouse.
Jackson County Clerk & Comptroller – Visit the official website for the Jackson County clerk, Clayton O. Rooks III, to find out what services they offer residents. Access the site to search court and official records, pay a court payment online, links to helpful resources and more.
Insurance Code in Florida – Visit the official website for Florida’s laws and legislation to learn more about insurance laws and regulations in the state. Access the site to learn more about policyholder rights, civil remedies that may be helpful, and other important information.
Florida Office of Insurance Regulation – Visit the official website for the Office of Insurance Regulation, which serves the state of Florida through its responsibilities for regulation, enforcement, and compliance of statutes related to insurance. Access the site to locate forms and rate filings, view their consumer resources, and the latest industry reports.
III | Insurance Information Institute – Visit the official website for the Insurance Information Institute, the largest online source for insurance information in the nation. Access the site to look at their industry data, articles regarding insurance, extensive resources, and more.
Other Civil Matters We Handle
- Fraudulent Inducement
- Unfair Business Practices
- Personal Injury
- Intentional Infliction of Emotional Distress
- Deceptive Trade Practices
- General Business Disputes
- Contractual Disputes
- Wage Garnishment
- Construction Defect Litigation
- Invasion of Property
- Debt Collection
- Real Property Disputes
- Levying Property
- Small Business Litigation
- UCC – Sales of Goods
Jackson County Cities We Serve
- Graceville
- Jacob City
- Marianna
- Sneads
- Malone
- Greenwood
- Grand Ridge
- Campbellton
- Cottondale
- Bascom
- Alford
Jackson County Insurance Claims Lawyer in FL
Your insurance company should have your back in times of trouble. If you’re having issues filing a claim with your insurance company, we urge you to call Germain Law Group, P.A.. Michael B. Germain can hold your insurance company responsible and do whatever possible to ensure you receive the compensation you deserve. Don’t wait another moment to recover completely, call Germain Law Group, P.A..
Germain Law Group, P.A. can be reached at (813) 835-8888 and from there you can set up your first consultation. Germain Law Group, P.A. accepts clients in Jackson County and other nearby counties including Liberty County, Calhoun County, Bay County, Holmes County, Hillsborough County, and Pinellas County, Florida.