Miami, FL

Miami is a real estate hub for the United States. These investments generate revenue for their owners, so they keep them well maintained. When a hurricane hits or a kitchen fire breaks out, we rely on our insurance company to help us repair the damages.

We also rely on our insurance company following an auto accident, which are quite common in the Magic City. All too often, insurance adjusters will put insurers through the wringer before they will provide the payout they need. This can be a frustrating experience that may end with a low payout if you are not a trained negotiator.

 Insurance Attorney in Miami, FL

Whether you have been in an auto accident, suffered damage to your home or are in a contractual dispute, contacting a civil litigator should be the first thing on your list. Michael Germain is a skilled negotiator with a proven track record in the courtroom. He will always work in your best interest and ensure your case ends with the best possible result.

Call (813) 835-8888 to schedule a time to speak with Germain Law Group, P.A.. In addition to Miami, Mr. Germain also represents clients in areas such as Homestead, Hialeah and Coral Gables.

 Information Center

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Hurricane Damage Claim Disputes

The people of Miami have endured their share of hurricanes. These natural disasters can cause devastating water damage, destroy roofs and in some instances, completely demolish a home. According to the Hurricane Research Division of the National Oceanic & Atmospheric Administration (NOAA), Miami is the top U.S state vulnerable to hurricanes.

NOAA research found that Miami has a 16 percent chance of experiencing the impact of a hurricane in any given year. Sea level plays a major factor in the Magic City’s vulnerability to these natural events. The city is already one of the lower-lying areas in Florida, but with rising sea-levels, Miami is more susceptible to devastating storm surges.

The people of Miami rely on their insurance companies to provide them with the funds they need to repair their damaged property. After all, we pay expensive premiums every month to ensure this money is there when we need it. All too often though, insurance adjusters will lowball settlements or deny a claim; leaving you without the money you need.

You increase your chances of a greater settlement when you go through the claims process with an attorney. Germain Law Group, P.A. has more than a decade of experience dealing with insurance companies. We will negotiate on your behalf and ensure you receive the money you are entitled to.

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Miami Auto Accidents

Nearly half a million people live in Miami. Throw in 15 million tourist a year and the roads quickly become congested. Many drivers become impatient and aggressive when faced with bumper-to-bumper traffic. As a result, car accidents are incredibly common in Miami.

Data from Florida’s Integrated Report Exchange System (FIRES) found Miami-Dade County leads the state in total crashes with 25,852 in 2018, nearly 40 percent occurring within the city limits of Miami.

Listed Below are additional Miami auto crash statistics for 2018:

  • Total crashes: 9,984
  • Injury crashes: 3,028
  • Crashes with fatalities: 4,428
  • Commercial vehicle crashes: 1,237
  • Pedestrian crashes: 397
  • Pedestrian fatalities: 15

You may be entitled to compensation if your injuries were the result of a negligent driver. By filing a personal injury claim, you can seek compensation for medical bills, lost wages and pain and suffering. To achieve this, you will have to prove the driver responsible was negligent, which will not be easy on your own.

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Miami Court and Legal Resources

Miami-Dade Civil Court Services – Your case may be tried in either the Circuit Civil or County Civil court, depending on the amount of damages sought. By following the link, you can find out which court will hear your case and gain additional information about the services of the civil court. The Miami-Dade Courthouse is at the following location:

73 W. Flagler Street
Miami, FL 33130
(305) 265-1155

Insurance Code | Florida Statutes – Online Sunshine provides Miami users with full access to the state’s insurance code. By following the link, you can learn about civil remedies under the code and which state departments have jurisdiction over a case. Online Sunshine is the official site for the Florida Legislature.

Florida Car Accident Stats | FIRES – Follow the link provided to view more Florida car crash statistics. By accessing the site, you can view statewide data, or view data by county or police department. FIRES is an online portal that serves as Florida’s repository for traffic accident reports.

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Miami Insurance Lawyer

Germain Law Group, P.A. helps individuals and businesses receive what they are entitled to. Michael Germain holds over a decade of experience disputing insurance matters such as property insurance, workers’ compensation, life insurance and more. Through preparation, intensive research and aggressive representation, Mr. Germain will ensure you receive what you are entitled to.

Germain Law Group, P.A. represents clients throughout Miami and the surrounding area. Call (813) 835-8888 to schedule a consultation.

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