Tampa, FL

From wildfires to hurricanes, Tampa has endured its share of natural disasters. There is not much we can do when our homes are in the path of these natural events. The only thing we can do is hope our insurance company will provide us with enough funds to repair the damage.

Even though we pay costly premiums to ensure our homes and other property are covered, insurance adjusters will often provide the bare minimum and may also deny a claim altogether. This can be a frustrating situation that may warrant litigation.

Insurance Attorney in Tampa, FL

Michael Germain is a proven civil litigator. For over a decade, Germain Law Group, P.A. has been helping Tampa residents litigate complex commercial matters, insurance claims and personal injury cases. Do not take the chance of representing yourself in civil court. The consequences may not be jail time, but you could lose your right to compensation.

Call (813) 835-8888 to schedule a time to speak with Mr. Germain. We are based in Tampa but also advocate on behalf of clients in Pinellas County, Pasco County and Sumter County.

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Type of Insurance Law Cases We Handel

Most people have various forms of insurance coverage. We pay into these protection plans with the expectation that we will be compensated for our losses following a loss. Insurance coverage is not cheap. So, it is frustrating when a claim is denied or when an adjuster is not willing to provide you with the settlement you need.

Too many people reluctantly accept what their insurance company tells them when their offer may have been made in bad faith. Germain Law Group, P.A. fights to ensure insurance companies honor their policy.

Michael Germain advocates on behalf of Tampa citizens dealing with a wide range of insurance issues, such as:

  • Property damage claims
  • General liability insurance
  • Bad faith by an insurance company
  • Auto insurance issues
  • Property insurance issues
  • Policy rights
  • Disability insurance
  • ERISA claims
  • Health insurance disputes
  • Landlord insurance
  • Life insurance
  • Marine insurance

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Personal Injury Lawsuits in Tampa, FL

Michael Germain also provides legal services for Tampa residents who suffered injuries as a result of someone else’s negligence. These instances can result in possibly life-changing circumstances such as amputated limbs, traumatic brain injuries and blindness.

Such victims cannot return to work for some time while others may not be able to return to work at all. Depending on the facts of a case, victims and their families may be able to file a personal injury lawsuit and seek compensation for the damages caused by the negligent party. Tampa residents may be able to receive compensation for lost wages, medical bills, rehabilitation cost, loss of enjoyment of life and pain and suffering.

Germain Law Group, P.A. represents Tampa residents with the following personal injury cases:

  • Car accidents
  • Motorcycle accidents
  • Commercial truck accidents
  • Pedestrian accidents
  • Catastrophic accidents
  • Assault and battery
  • Premises liability
  • Workplace injuries
  • Dog bites 

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Civil Litigation Matters

Tampa residents can pursue monetary damages for certain unfair business practices through civil litigation. Like individuals, businesses can also be held liable for damage caused by devious practices.

Listed below are additional civil litigation matters handled at Germain Law Group, P.A.:

  • Contractual disputes
  • Workers’ compensation
  • Debt collection
  • Fraudulent inducement
  • Unjust enrichment
  • Breach of fiduciary duty
  • Deceptive and unfair trade practices

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Court and Legal Resources for Tampa, FL

13th Judicial Circuit Court | Hillsborough County– The 13th Judicial Circuit Court handles cases involving insurance law and personal injury. Depending on the value of your suit, the case may be heard in the County Civil or Circuit Civil court, both of which are at the following location:

George Edgecomb Courthouse
800 E. Twiggs St.
Tampa, FL 33602
(813) 272-5894

Find My Flood Zone | Hillsborough County– Hillsborough County provides Tampa residents with access to local flood maps. The site allows users to determine their flood zone by entering their address. This map allows Tampa users to find out which areas are most prone to flooding and determine if flood insurance is needed for their location. The Hillsborough County Center is located at:

601 E Kennedy Blvd.
Tampa, FL 33602
(813) 272-5900

Civil Remedy | Florida Insurance Code  – Online Sunshine provides Tampa users with full access to the state’s Insurance Code. By following the link, users can read through the section of the code governing civil lawsuits. Find out who has the right to bring action against insurers and violations that warrant litigation. Users can also gain access to other statutes in the Insurance Code.

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Insurance Lawyer in Tampa, FL

Do you believe your insurance claim was handled in bad faith? Is your business partner failing to uphold their contractual obligations? Michael Germain is a dedicated civil litigator who has been advocating on behalf of Tampa residents for over 10 years. As your counsel, he vows to ensure your civil issues are handled effectively.

In addition to Tampa, Germain Law Group, P.A. also represents clients in other Hillsborough County communities such as Temple Terrace and Plant City. Call (813) 835-8888 to schedule a consultation. Our staff is standing by to help.

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